How Do Points Affect Your Auto Insurance Rate?

For the most part, the motor vehicle administrations located statewide throughout the United States have “point systems” which are used to track accidents and violations that impact your driving record. This point system is especially pertinent when one is looking to purchase car insurance. Car insurance companies will order a copy of the applicant’s driving […]

Published or Updated: August 8, 2011

Progressive Snapshot Is a Money Saver

Snapshot Discount

In May, I wrote about how I decided to install Progressive Snapshot, a device that tracks the performance of my car while I drive.  This device can tell you at what time you’ve driven, how fast you drive and at what speed.  Progressive offers this service to all policyholders who drive a vehicle launched 1996 […]

Published or Updated: July 1, 2011

Have You Used the Progressive iPhone App?

Progressive iPhone App

It seems like just about every big company out there has developed an iPhone app. The problem is that so many of the apps are not very good. They are just not that useful. For this reason, the Progressive Insurance app caught my attention. Currently, Progressive has over 12 million premiums, which makes it the […]

Published or Updated: March 18, 2012

Insurance Lingo 101 – What is Personal Injury Protection (PIP)?

PIP

A few weeks ago, I got in a car accident near my home in southern California.  My car was toast, but luckily the other driver and I both walked away without sustaining any injuries.  If we weren’t so fortunate, and instead ended up in the hospital, we might be exploring whether our auto insurance policy […]

Published or Updated: March 20, 2013

Filing an Auto Insurance Claim Might Not Be the Best Idea

Car Insurance

Your car insurance provider frequently tells you to report even the most minor car accident.  Contrary to these instructions, sometimes it’s best not to file an insurance claim. A few years ago, I was in a minor fender bender with another car.  I admit it: the accident was definitely my fault.  But the damage was […]

Published or Updated: March 22, 2013

When Should You Carry Only Liability Auto Insurance?

Car Stats

Buying a car can be an exciting time. Unfortunately, this excitement can be somewhat deflated by the prospect of choosing an insurance policy and the appropriate amount and type of coverage. In order to actually choose the best policy for your driving needs, it’s important to be educated on the different types of insurance – […]

Published or Updated: April 5, 2013

The 10 Most Expensive States to Insure Your Automobile

As any driver knows, a whole host of variables can affect how much you pay to insure a car on the road. Getting older? The most dangerous drivers are younger than 25, the safest between 50 and 65. Statistically safer drivers, women tend to pay less. Accidents and tickets within a recent number of years […]

Published or Updated: March 15, 2012

Ways to Reduce Your Car Insurance Bill

Keys

Yesterday I witnessed a car accident. I was headed to work on a two lane road, when I heard the car that had just passed me going the other way lay on the horn. In the rear view mirror, I saw the car smack into an SUV that had pulled out in front of it. […]

Published or Updated: January 23, 2012