DR 101: Should You Use an HSA for Retirement Savings

how to use an HSA

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in it. I have not used it at all in the past […]

Published or Updated: August 28, 2014

Reader Question: What Does Umbrella Insurance Cover?

Umbrella Insurance

Q:Rob, love your blog. I am a regular reader of your weekly posts archive. I am confused on umbrella insurance. We have a primary home, a rental home, and two vehicles. Can I buy a single one or two million dollar umbrella policy that covers claims from any of those assets, or do I need […]

Published or Updated: June 3, 2014

DR 033: All About Term Life Insurance [Interview with Jeff Rose]

Life Insurance

This is the twenty-sixth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at an asset allocation tool called Jemstep. In today’s podcast, we talk about life insurance with Certified Financial Planner, Jeff Rose. Sponsors: The 31-Day Money […]

Published or Updated: July 29, 2014

DR 004: Obamacare FAQs with Nate Purpura of eHealth

KeepYourPlanStates

In this 4th episode of the Dough Roller Podcast, I interview Nate Purpura of eHealth. Nate and the folks at eHealth are experts when it comes to Obamacare. Given all of the questions and uncertainties surrounding the Affordable Care Act, I was thrilled when Nate agreed to come on the show. The Topics Covered on […]

Published or Updated: November 26, 2013

Alternatives to Healthcare.gov Coming Soon

eHealth Obamacare Comparison

The rollout of the federal healthcare exchange website, Healthcare.gov, has been about as smooth as cottage cheese. It’s been nearly two months since the website launched, and I still cannot register and compare insurance plans. That’s the bad news. The good news is that change is coming. According to CNN: “Julie Bataille of the Centers […]

Published or Updated: November 20, 2013

Reader Question: Do I Qualify for an Obamacare Subsidy?

Life Insurance

We recently published The Definitive Guide to Obamacare for Individuals. It truly is a comprehensive guide to the Patient Protection and Affordable Health Care Act. In response to a question from a reader named Linda, however, today we are going to focus specifically on the health insurance premium subsidies that are available under Obamacare. Here’s […]

Published or Updated: November 7, 2013

The Complete Guide to Life Insurance

Term Life Comparison

Single or married, young or old, many of us should have some sort of life insurance. But wading through the sea of information on life insurance can be confusing and complicated. This guide will help you decide whether to get life insurance, figure out which type will best meet your needs, and shop around for […]

Published or Updated: October 29, 2013

5 Ways to Send Your Car Insurance Payments Sky-High

Car insurance discounts

The more I drive, the more I’m aware of one thing: The roads are jammed with drivers who couldn’t seem to care less about the high cost of operating a motor vehicle. Racing to red lights, making like jackrabbits from stop signs, maniacally risking rollovers and head-on collisions, they appear intent on driving themselves to […]

Published or Updated: April 3, 2014

The Definitive Guide to Obamacare for Individuals

Health Insurance

As of Oct. 1, 2013, the Affordable Care Act mandates that each state have a health care exchange. Even though the Affordable Care Act is moving forward, many people are confused about Obamacare. Who does it affect? How do you shop for insurance? What level of coverage should you choose? This comprehensive guide will walk […]

Published or Updated: April 3, 2014