How to Decide if Whole Life Insurance is Right for You

Derek Brameyer

Insurance, as a whole, is confusing at best. Moreover, life insurance is just one of the myriad of insurance types available, and it comes in many different forms. In my last article, I discussed the merits of term and permanent (sometimes called ‘whole’) life insurance. The conclusion was that term is, for most people, the […]

Published or Updated: September 12, 2016

When Should Millennials Take Out a Life Insurance Policy?

Derek Brameyer

Life insurance is often perceived as one of those things that is decidedly “adult.”  A life insurance policy can seem like a strange thing to millennials — something to put off for years, or even decades. For most 20-somethings, a life insurance policy may be an afterthought. It’s still important to understand what it is, […]

Published or Updated: July 31, 2016

How to Maintain Insurance (For Your Health!) When You Retire Early

Are you planning to retire early? You’re certainly not alone! It is, of course, a major challenge just to accumulate the type of investment portfolio that will make early retirement possible. But many planning on early retirement forget to plan for one additional detail: adequate health insurance. With what health insurance costs today, is not […]

Published or Updated: April 18, 2016

Everything You Need to Know About Flexible Spending Accounts

Flexible Spending Accounts (FSAs) are also known as Flexible Spending Arrangements. These are limited-use accounts set up through an employer which allow you to save pre-tax dollars for specific types of expenses. In this guide we’ll cover everything you need to know about setting up and using a Flexible Spending Account.   Unlike Health Savings […]

Published or Updated: March 29, 2016

HSA vs. FSA: Which is Best for You?

Consumer-driven healthcare plans are becoming more common, even with large employers who pay for some or most of their employees’ healthcare costs. These health plans are the kind that allow consumers to make more of their medical spending decisions. They also place more of the onus of paying for those decisions on the consumer. While these […]

Published or Updated: January 27, 2016

How HSA Health Plans Work

Health Savings Accounts (HSAs) are tax advantaged accounts that can be used to pay for medical care. They can also be used to save for retirement. As with other types of tax deferred accounts, however, an HSA comes with a lot of rules that must be followed. We’ll cover the requirements, rules and regulations in […]

Published or Updated: December 14, 2015

19 Car Insurance Terms You Need to Know

If you own and operate a vehicle, you are legally required to carry some sort of car insurance (or proof of financial responsibility) in almost every state. While the laws regarding coverage types and limits vary from state to state, you’ll need to at least meet the state minimum coverage requirements no matter where you live. […]

Published or Updated: October 1, 2015

Is Pet Insurance Worth the Cost?

Pets make us smile. They make us crazy. They make us proud. For many people, a pet isn’t just a furry little companion to snuggle up to on the couch. They are part of the family. We love our pets, and businesses have found a way to cash in. Pets have become big business – […]

Published or Updated: September 22, 2015

Should You Use an HSA for Retirement Savings

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in it. I have not used it at all in the past […]

Published or Updated: December 14, 2015

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