How Much Money Should You Put Down on a House?

Not everybody has the luxury to make a down payment of a home of more than 20%. But if you do, how do you decide just how big of a down payment to make? That’s the question we received recently from a reader named Kevin: Here’s the email: Hi Rob, My wife and I are […]

Published or Updated: September 25, 2015

How to Find the Best HELOC Terms

If you have a home equity line of credit, or HELOC, you may be considering whether you should refinance it with better terms and a better interest rate. That’s an especially important consideration since HELOCs don’t work like traditional loans. Here’s a recent question we received on this exact topic from a reader named Gale: I […]

Published or Updated: July 16, 2015

What Are Seasoned Funds for Your Down Payment?

Photo: darrenleno With companies such as SMR Research predicting a quick rise in mortgage rates over the next couple of years, many first-time homebuyers are looking to snap up a home now. If you’re one of them, you may be struggling to figure out how to gather up a down payment so that you can buy […]

Published or Updated: June 19, 2013

When is the Best Time to Utilize Cash Out Refinancing?

At the height of the housing market boom, it seemed like every homeowner was taking out a home equity line of credit or performing cash out refinancing. Cash out refinancing isn’t quite as common these days, but it can still be a useful tool. Before you decide whether cash out refinancing is right for you, […]

Published or Updated: April 5, 2013

A Comprehensive Guide to Online “Stop Foreclosure” Resources

As the economy worsens, more and more families are facing the harsh reality of home foreclosure. According to the FDIC, one in every 200 homes will be foreclosed upon. Every three months, 250,000 more families enter foreclosure. And to make matters worse, some “stop foreclosure now” companies with shady business practices are preying on families […]

Published or Updated: February 13, 2013

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