Financial Decisions are About More Than Math

Forget the Math

When it come to financial decisions, you can learn a lot from both Captain Kirk and Mr. Spock. What they teach us – together – is that when it comes to financial decisions, you need to go beyond the math. So much of finance involves math, and we certainly don’t shy away from that here. […]

Published or Updated: April 14, 2014

DR 048: How to Deal with Your Debt–An Interview with Author Liz Weston

Liz Weston

The four letter word of personal finance is debt.  Most of us have it; none of us wants it.  I’ve written a lot about how to get out of debt.  Today I’m excited to have Liz Weston, author of Deal With Your Debt, on the podcast. We cover a lot of questions about debt, credit, […]

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Published or Updated: January 26, 2015

Quick Tip: How to Use Excel to Calculate the Monthly Payments on a Loan

Excel function

Most of us probably forget much of the math we learned in high school or college. There are times, however, when a little math can help us with our finances. One such time is when we need to calculate the monthly payment on a loan Whether we are considering a car loan, student loan, or […]

Published or Updated: March 19, 2014

How to Deal with Setbacks When Climbing Out of Debt

Debt Chart February

Confession: I dreaded writing this post today. It’s just a little depressing. See, at the end of February, Ben became unemployed. It was a decision we didn’t take lightly, and we do feel like we made the right choice. (I won’t go into all the reasons. Suffice it to say that we had sufficient reasons […]

Published or Updated: March 15, 2014

Our 2014 Debt Journey: Getting the Snowball Rolling

Debt Snowball Method

If you’re joining me (and my family) for our journey towards debt freedom in 2014, here’s our update: The Update It’s pretty depressing, actually. Our total debt has actually gone up slightly, rather than going down. Here are the reasons: New Credit Card Charges: I had to make a couple of essential business purchases on a […]

Published or Updated: February 6, 2014

DR 021: Which Way is Up?

Money Up Arrow

This is the fourteen day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the debt snowball. In today’s podcast, we look at how to tackle multiple financial goals at the same time. Sponsors: The 31-Day Money Podcast […]

Published or Updated: July 29, 2014

DR 020: The Debt Snowball

Debt Snowball

This is the thirteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we started a 3-Day series on how to get out of debt. In today’s podcast, we look at the debt snowball. Sponsors: The 31-Day Money Podcast is […]

Published or Updated: July 29, 2014

DR 019: How to Get Out of Debt

Debt Relief

This is the twelfth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we had Maxine Sweet from Experian on the show to talk about improving your credit. In today’s podcast, we start a 3-day series on getting out of […]

Published or Updated: July 29, 2014

Follow Me on My Journey Toward Debt Freedom in 2014

Confession: My husband, Ben, and I have been trying to get out of debt for five years now. The truth, though, is that we could have been debt free long ago, if we’d been really serious about it. Instead, we’ve just been playing around with our debt snowball. We’re not the worst money managers in […]

Published or Updated: January 3, 2014