How to Deal with Setbacks When Climbing Out of Debt

Debt Chart February

Confession: I dreaded writing this post today. It’s just a little depressing. See, at the end of February, Ben became unemployed. It was a decision we didn’t take lightly, and we do feel like we made the right choice. (I won’t go into all the reasons. Suffice it to say that we had sufficient reasons […]

Published or Updated: March 15, 2014

Our 2014 Debt Journey: Getting the Snowball Rolling

Debt Snowball Method

If you’re joining me (and my family) for our journey towards debt freedom in 2014, here’s our update: The Update It’s pretty depressing, actually. Our total debt has actually gone up slightly, rather than going down. Here are the reasons: New Credit Card Charges: I had to make a couple of essential business purchases on a […]

Published or Updated: February 6, 2014

DR 021: Which Way is Up?

Money Up Arrow

This is the fourteen day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the debt snowball. In today’s podcast, we look at how to tackle multiple financial goals at the same time. Sponsors: The 31-Day Money Podcast […]

Published or Updated: July 29, 2014

DR 020: The Debt Snowball

Debt Snowball

This is the thirteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we started a 3-Day series on how to get out of debt. In today’s podcast, we look at the debt snowball. Sponsors: The 31-Day Money Podcast is […]

Published or Updated: July 29, 2014

DR 019: How to Get Out of Debt

Debt Relief

This is the twelfth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we had Maxine Sweet from Experian on the show to talk about improving your credit. In today’s podcast, we start a 3-day series on getting out of […]

Published or Updated: July 29, 2014

Follow Me on My Journey Toward Debt Freedom in 2014

Confession: My husband, Ben, and I have been trying to get out of debt for five years now. The truth, though, is that we could have been debt free long ago, if we’d been really serious about it. Instead, we’ve just been playing around with our debt snowball. We’re not the worst money managers in […]

Published or Updated: January 3, 2014

What to do When Your Finances Seem Hopeless

IRS Tax Help

Every once in a while at Dough Roller, we get emails from people in seemingly hopeless financial situations. They are single moms struggling with high debt. They’re low-income, unemployed, or in the middle of a financial or medical crisis. While many of them believe their finances are hopeless, there is always a light at the […]

Published or Updated: October 18, 2013

How to Become Debt Free–A 5 Step Approach

Debt

In this second article in our series on Financial Goals for 30-Somethings, we look at debt. Most of us have debt in our 30s. From mortgages to school loans to credit cards and car loans, some have lots of debt in their 30s. Today, we are going to look at how to become debt free. […]

Published or Updated: October 12, 2013

The Definitive Guide to Student Loans

SAR Example

These days, the majority of college students leave school (with or without a degree) with student loans. While you can take steps to reduce your need for student loans, you may not be able to avoid them. And that’s OK, as long as you know what you’re getting into. So whether you’re a student or […]

Published or Updated: April 3, 2014