Should You Invest While You Are in Debt?

Aliyyah Camp

So, you owe some money. Whether it’s credit cards, school loans, or a car loan (or all three), you know you need to pay off your debt. At the same time, investment opportunities seem so attractive, particularly if your employer matches 401k contributions. You only have so much money to devote to either one, so […]

Published or Updated: July 24, 2016

7 Reasons Never to Do a 100% Auto Loan

There’s something of a bubble taking place in the auto loan finance market. How I know this is happening: lenders and dealers are offering 100% auto loans. During the heyday of the mortgage bubble, the mortgage industry had the same product, but it was generally referred to as “zero down.” It’s virtually the same thing, […]

Published or Updated: June 7, 2016

What You Need to Know About Credit Scores and Student Debt Refinancing

One of the dilemmas facing people who have large student loan debt is the difficulty in refinancing student debt into loans with both lower interest rates and lower monthly payments. Refinancing generally requires either good or excellent credit. The credit score requirement may be too high for most recent college graduates. So does that mean that you […]

Published or Updated: April 14, 2016

How to Save Big with Student Loan Refinancing

Until recently, student loans were about the only lending market in the U.S. that didn’t provide options for restructuring credit. You can refinance your mortgage. Refinance your car. Consolidate your credit cards. But can you refinance your student loans? Today, this just might be possible. I recently spoke with Brendan Coughlin, President of Consumer Lending […]

Published or Updated: April 3, 2016

3 Income-Based Repayment Plans: The Pros and Cons

Thousands of recent college graduates are struggling to pay large student loans at a time in their life when earnings are relatively low. But fortunately there is some relief, at least in regard to government-sponsored student loans. Of course, there are pros and cons involved with each that you need to be aware of before using one […]

Published or Updated: January 20, 2016

How to Consolidate Credit Card Debt with a P2P Loan

The best way to eliminate credit card debt is to pay them off as quickly as possible. However, sometimes debt consolidation can be a useful tool as well. If you have excellent credit and can get an interest rate below the average rate you’re paying on your credit cards, using a P2P loan (“peer-to-peer”) can […]

Published or Updated: December 4, 2015

7 Easy Ways to Refinance Student Debt

Refinancing student loans is a smart way to lower your monthly payments. In some cases, a lower interest rate can result in a significantly lower monthly payment on a school loan. Consolidating multiple loans into a single debt as part of the refi can also make managing the monthly bills a lot easier. The trick […]

Published or Updated: December 19, 2015

How to Use the Debt Avalanche with Variable Rate Loans

In what order should you pay down your debts? For those working hard to get out of debt, it’s an important question. Often we focus on either the amount of our debt or the interest rates. But what if the interest rate on a loan can change, either because it’s a variable rate or perhaps a […]

Published or Updated: May 6, 2016

DR 135: How a Single Mom of Three is Achieving Financial Freedom–Interview with Christa Miller

Imagine going to college while raising a young child. Imaging graduating from school with more than $200,000 in student loans. Imagine starting a new career as a single mom raising three children. Imagine tackling more than $15,000 in credit card debt. I give you Christa Miller. In today’s podcast she shares her story. We talk […]

Published or Updated: December 9, 2014

Advertising Disclosure: The credit card and savings account offers that appear on this site are from companies from which Doughroller.net receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Doughroller.net does not include all credit card companies, banks, or all available offers, although best efforts are made to include a comprehensive list of offers regardless of compensation.

X CLOSE