When Is Your Credit Score Good Enough?

So you’ve taken advantage of a free credit score offer. With your score in hand, you may have even done some research on what is a good credit score. But the question still remains, what exactly does your credit score mean. How does your score compare to others? And even more important, do you have […]

Published or Updated: October 29, 2012

When Good Credit Ain’t Good Enough

Amex

In both comments and e-mail, a lot of readers have had a similar complaint recently—they have good credit, but the still get denied for a credit card. In some cases, they even have the interest rates on their current cards raised substantially. So what’s going on here? Why do folks with good credit sometimes get […]

Published or Updated: March 14, 2013

Identity Theft Insurance – LifeLock vs. IDENTITY GUARD

Before I went to law school, I was a buyer for a large pharmaceutical company. I worked in a manufacturing facility and my boss was teaching me how to negotiate large contracts. He boiled all the advice you need when it comes to contracts down to one sentence–the big words giveth, and the small words […]

Published or Updated: February 16, 2013

Get Your Score With Enrollment from IDENTITY GUARD

ID Guard 1

Maintaining a high credit score is vital to saving tens of thousands of dollars on future car and home purchases and the first step into working towards high credit is knowing what your current credit looks like. Unfortunately, finding your credit score at a reasonable price can be difficult because the government only allows for […]

Published or Updated: December 14, 2011

Six Ways to Protect Your Good Credit Score

Road to Good Credit

Good credit is critical. Whether it is buying a home, a new car, applying for a credit card or taking out student or personal loans, a good credit score can save you thousands of dollars in interest payments. Building good credit is a challenge for many. Once you reach the promised land, however, you want […]

Published or Updated: February 16, 2013

What is a Good Credit Score?

What is a Good Credit Score

It seems like a simple question at first. What is a good credit score? But what may seem simple at first, turns out to have a few complications. Some regard anything over 650 to be a quality score while others contend that 725 is where a good credit score begins.  Truth be told, there is […]

Published or Updated: April 20, 2013

How 5 Financial Blunders Will Affect Your Credit Score

Damage Info

Have you ever wondered how paying a bill late will affect your credit score? Or have you considered how many points your credit score would lose in the event of a foreclosure or bankruptcy? Because the exact details of how a FICO score is calculated are kept secret, there is a certain mystery that surrounds […]

Published or Updated: March 14, 2013

How to Build Credit Without Borrowing Money

How can you build credit when you have no credit? We’ve received this questions from several readers recently. Some want to know how to build credit without a credit card, or how to build credit without getting a loan. Until recently, the answer to these questions was simple—you can’t. The three major credit reporting agencies […]

Published or Updated: September 12, 2011

The DoughRoller Weekly RoundUp (FTC Imposes New Credit Report Rules Edition)

FCR

Last year’s credit card legislation affected more than just credit cards, it also changed the way that credit reports will forever be advertised.  Beginning April 1st, which was a few days ago, any business or enterprise advertising the availability of free credit reports must disclose the terms of the “free” credit report.  For example, if […]

Published or Updated: March 14, 2013