[VIDEO] Step by Step Tutorial on Getting Your Free Credit Report

Credit Sesame Credit Score

A reader recently left a comment complaining that she was unable to get her credit report for free. She used the correct site, annualcreditreport.com. But for some reason she was convinced that the credit reporting agencies were trying to charge her for the report. Since an amendment to the Fair Credit Reporting Act in 2003, […]

Published or Updated: September 12, 2013

What Credit Score Do You Need To Get A Credit Card?

Credit Cards

Using a credit card responsibly can be a great way to build credit and take advantage of cash back and travel rewards. But you may be wondering if your credit score is good enough to get a credit card. There’s no general minimum credit score to get a credit card. Some credit cards, particularly those […]

Published or Updated: March 31, 2014

23 Resources for Anyone Considering Bankruptcy

Bankruptcy

Photo: StockMonkeys.com Bankruptcy is never a comfortable topic, particularly if you’re considering filing for bankruptcy. When the debts are piling up, and you can’t see a light at the end of the tunnel, bankruptcy can be a viable option. The key is to thoroughly understand the bankruptcy process, which debts you can and cannot take […]

Published or Updated: July 1, 2013

How Can Your Credit Report Affect Your Ability to Get Hired?

Credit

Photo: Andres Rueda Here’s one reason to pay attention to your credit history: potential employers may use it as part of a pre-employment background check. Under the Fair Credit Reporting Act, employers are allowed to request a copy of your credit report for employment screening. Here’s what you need to know about your credit report’s affect […]

Published or Updated: April 3, 2014

William Paid Review–How to Pay Rent with a Credit Card

William Paid Review

Recently, Dough Roller ran an article about how renters may be able to use their rent payments to boost credit. While this can help many renters build credit history just by doing what they’re already doing, the process can be a little complicated. Unless your landlord or rental management company uses Experian’s RentBureau system, your […]

Published or Updated: May 30, 2013

The Best Way to Get Your Credit Score

The undisputed best way to get your credit report comes from the only source that’s truly free: AnnualCreditReport.com. It’s easy and free because it’s guaranteed by law. Unfortunately for consumers, getting your credit score is not as easy as obtaining your free credit report. The world of credit scores is still a bit like the […]

Published or Updated: May 17, 2013

Why and How to Freeze Your Credit

Credit Freeze

Photo: Paalia With identity theft on the rise, more people are looking at ways to protect their identities. Options like identity theft protection and simple credit monitoring can certainly help. But what if you want to take more drastic measures? One drastic measure you can take is to freeze your credit. Basically, a credit freeze […]

Published or Updated: May 14, 2013

A College Student’s Guide to Building Credit

How College Students Should Build Credit

Whether you’re in college or just graduating, chances are you don’t have much credit history. And that’s not a bad thing. You haven’t needed credit up to this point, and this is the time when most people start worrying about things like credit scores and credit cards. But now that you’re in your 20s, it’s […]

Published or Updated: April 3, 2014

Does Paying Rent Improve Your Credit Score?

Renting an Apartment

Photo: sincerelyhiten Not too long ago, paying rent didn’t have much to do with your credit score. Not paying rent could (and still can) wreck your credit score. If you were behind enough to have your account sent to a collections agency, your past-due rent would likely be reported as negative information to the credit […]

Published or Updated: May 1, 2013