3 Lesser-Known Ways To Improve Your Credit

3 Month CD Rates

You pay your bills on time, you pay your balances in full, and you haven’t acquired massive amounts of credit card debt. But is your credit score where it could be? Take a look at these three lesser-known tips that could give your score a quick boost. 1. Increase your credit limit Increasing your credit […]

Published or Updated: April 3, 2014

Does Being an Authorized User on a Credit Card Improve Your Credit?

Do Prepaid Credit Cards Establish Credit?

A reader recently asked a question about her credit score. It’s a question I’ve heard many times in the past and it had to do with being an authorized user on a credit card. Here is the question that Kelly asked: I just added my husband as an authorized user on a credit card that […]

Published or Updated: April 3, 2014

[VIDEO] Step by Step Tutorial on Getting Your Free Credit Report

Credit Sesame Credit Score

A reader recently left a comment complaining that she was unable to get her credit report for free. She used the correct site, annualcreditreport.com. But for some reason she was convinced that the credit reporting agencies were trying to charge her for the report. Since an amendment to the Fair Credit Reporting Act in 2003, […]

Published or Updated: September 12, 2013

What Credit Score Do You Need To Get A Credit Card?

Credit Cards

Using a credit card responsibly can be a great way to build credit and take advantage of cash back and travel rewards. But you may be wondering if your credit score is good enough to get a credit card. There’s no general minimum credit score to get a credit card. Some credit cards, particularly those […]

Published or Updated: March 31, 2014

23 Resources for Anyone Considering Bankruptcy

Bankruptcy

Photo: StockMonkeys.com Bankruptcy is never a comfortable topic, particularly if you’re considering filing for bankruptcy. When the debts are piling up, and you can’t see a light at the end of the tunnel, bankruptcy can be a viable option. The key is to thoroughly understand the bankruptcy process, which debts you can and cannot take […]

Published or Updated: July 1, 2013

How Can Your Credit Report Affect Your Ability to Get Hired?

Credit

Photo: Andres Rueda Here’s one reason to pay attention to your credit history: potential employers may use it as part of a pre-employment background check. Under the Fair Credit Reporting Act, employers are allowed to request a copy of your credit report for employment screening. Here’s what you need to know about your credit report’s affect […]

Published or Updated: April 3, 2014

William Paid Review–How to Pay Rent with a Credit Card

William Paid Review

Recently, Dough Roller ran an article about how renters may be able to use their rent payments to boost credit. While this can help many renters build credit history just by doing what they’re already doing, the process can be a little complicated. Unless your landlord or rental management company uses Experian’s RentBureau system, your […]

Published or Updated: May 30, 2013

The Best Way to Get Your Credit Score

The undisputed best way to get your credit report comes from the only source that’s truly free: AnnualCreditReport.com. It’s easy and free because it’s guaranteed by law. Unfortunately for consumers, getting your credit score is not as easy as obtaining your free credit report. The world of credit scores is still a bit like the […]

Published or Updated: May 17, 2013

Why and How to Freeze Your Credit

Credit Freeze

Photo: Paalia With identity theft on the rise, more people are looking at ways to protect their identities. Options like identity theft protection and simple credit monitoring can certainly help. But what if you want to take more drastic measures? One drastic measure you can take is to freeze your credit. Basically, a credit freeze […]

Published or Updated: May 14, 2013