Credit Cards

CitiBusiness World Card $100 Limited Time Promo

October 18, 2011

Do you know the difference between a credit card and a charge card?  Simply put, a credit card has a defined credit limit that allows you to carry a balance from month to month. In contrast, a charge card has no pre-set spending limit, but must be paid in full every month.  Up until today, [...]

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The Best Cash Back Credit Cards of 2012

October 14, 2011

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you up to 5% back on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to [...]

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Secured Versus Prepaid Credit Cards

October 13, 2011

At least once a week a reader emails me to ask whether they can improve their credit with a prepaid credit card. Although the answer is a bit more complicated than this, I tell them no. If you are rebuilding your credit, the best type of card to use is a secured credit card. And [...]

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Marriott Rewards Premier Credit Card 50,000 Bonus Points

October 13, 2011

A new travel rewards credit card offer has surfaced and it comes in the form of the Marriott Rewards® Premier Credit Card.  Right away, cardholders will earn 50,000 bonus points after making their first purchase AND a free annual nights stay at a Marriott location.  This means that each year you renew your Marriott Rewards [...]

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Ink Cash Rewards Business Credit Card Review

October 10, 2011

Getting a business credit card was one of the smartest things I did as a small business owner. It made it easy to track business expenses and keep them separate from my personal spending. And business cards come with some excellent travel and cash back rewards, which brings me to the Ink Cash (SM) Business [...]

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The Best Credit Card Deals of 2012

October 7, 2011

Even with the passing of the Credit Card Act, 2011 was a great year for credit card deals.  I did not expect issuers to launch so many lucrative cash back, free flight and balance transfer offers, but with a little time left before the clock strikes 2012, there are still a wide variety of excellent [...]

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Citi ThankYou Preferred Card 50,000 Point Bonus

October 3, 2011

With the summer gone and the fall just beginning, the big bonuses we see from credit card issuers will begin to dwindle.  Over the past few weeks, no new bonuses have arrived, which makes the one today even more valuable to new cardholders.  Citibank has launched a 50,000 ThankYou point bonus promo on the Citi [...]

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Will Multiple Balance Transfers Hurt Your Credit?

September 30, 2011

A reader named Laura e-mailed me this week with a question about balance transfer offers and credit scores: Does “jumping from card to card” with balance transfers hurt your credit? A Quick Recap of Balance Transfer Credit Cards It’s a great question. But before getting to the answer, let’s put the question into context. Cards [...]

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The Best Frequent Flyer Credit Cards of 2012

September 29, 2011

I recently changed jobs. With my new job, I’ll be traveling a lot more, and that’s prompted me to spend some time researching everything from frequent flyer programs to hotel rewards to rental car promotional offers. It’s also going to result in a few changes to the credit cards I carry. So I spent some [...]

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