How to Pick a Credit Card

How to Pick a Credit Card

How to pick the right credit card for your financial goals Over the past year, I’ve been helping a friend rebuild his finances. I worked with him to file for bankruptcy. Because he owed a bank for past overdrafts, he was denied a checking account. So when he recently got a job, we found him […]

Published or Updated: February 12, 2013

How I Got $9,000 Worth of Airfare for $142

Free Travel

With the right rewards credit cards, you can travel the world on any budget Photo: Hyougushi I was one click away from booking my trip to Thailand with a stop in Paris. The webpage read: “Do you want to pay $9,000 instead of using your miles?” Not a chance, I thought. Rather than forking over […]

Published or Updated: February 7, 2013

Reader Question: Which Balance Transfer Offer is Best

Credit Score Needed to Get Chase Slate

Last week a reader asked which of two balance transfer offers was best: I got a offer from Discover today. 0% for 18 months with a 3% fee, or 4.99% for 24 months with 0% fee. Which is better? Thanks. When comparing two 0% offers, the analysis is easy. Assuming that the balance transfer fee […]

Published or Updated: January 22, 2013

Citi Price Rewind – Credit Card Price Protection on Steroids

Citi Price Rewind

One of the hidden perks of credit cards is price protection. Offered by some of the major card issuers, you are guaranteed the lowest prices on purchases charged to your credit card. Find the item for less within a certain number of days, and your credit card company just may refund the difference. But there’s […]

Published or Updated: December 21, 2012

10 Easy Ways to Maximize Credit Card Rewards

rewards credit cards

Getting the most out of your rewards credit card is easy with these 10 tips Photo: Serge Melki Rewards credit cards are a mixed blessing. While they offer the promise of free travel, points, or even cash, at 1 or 2%, most people never accumulate a lot of rewards. It was this realization that caused […]

Published or Updated: December 18, 2012

Priceline Rewards Visa Card Review

Priceline

You have to admire a company that would hire William Shatner as its spokesperson. Perhaps I’m showing my age, but he’ll always be Captain Kirk to me. And he brings that same spastic passion to Priceline. And that brings me to our review of . This card falls into a relatively small group of cards […]

Published or Updated: April 3, 2014

The Best Small Business Credit Cards of 2014

Venture

Photo: InspirationDC Since I started my small business in 2007, I’ve used a business credit card for several reasons. First, it helps keep business expenses separate from personal expenses. Second, it helps my company build credit should I ever need to apply for a loan. And third, it makes preparing my tax returns at the […]

Published or Updated: May 14, 2014

Serve Prepaid Card from American Express Review

Serve Prepaid Card from American Express

It’s now been about five years since I began covering the prepaid market. Over those five years there have been major changes to prepaid debit cards. First fees began to come down, to the point that many prepaid cards are free. Then some major companies entered the market, such as Wal-mart and Chase. And now […]

Published or Updated: November 11, 2014

British Airways Visa Signature Card–Free Business Class Ticket

British Airways Credit Card

If you’ve done much international travel, you know that British Airways is the Cadillac of airlines when it comes to luxury. It is probably best known for its business class seats that convert into beds, making long flights much more comfortable. And now the is a great way to earn free travel. In this review […]

Published or Updated: May 10, 2013