Reader Question: Does Applying for a Balance Transfer Card Hurt Your Credit?

A podcast listener named Jennifer emailed me about balance transfer credit cards and her credit score. She plans to apply for a home equity line of credit soon and is concerned that getting a card before then could lower her FICO score. Here’s Jennifer’s email: I have started listening to your 31 day money challenge […]

Published or Updated: September 18, 2014 Rewards Visa Card Review

A reader named Harold emailed my recently. We discussed a number of topics, one of which was the Rewards credit card. Here’s what Harold had to say: would mention one more to you..the Amazon visa. I’ve been using it over the past year and very happy with it. You get 1% match on everything, […]

Published or Updated: August 25, 2014

9 Credit Cards That Offer Free Airline Companion Tickets

Credit card companies are constantly closing loopholes to make airline rewards less valuable. Taxes, fees, and limited availability all eat into the value of your credit card miles. But as airfare gets ever more expensive, one credit card reward becomes more valuable – companion tickets. Many of today’s top airline reward credit cards offer free […]

Published or Updated: July 31, 2014

8 Top Cash Back Credit Cards of 2015

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you 2% or more on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to use […]

Published or Updated: September 15, 2015

Discover it® Chrome Review

Update: The Discover it Chrome is no longer available. It has been replaced by the Discover it cash back credit card. Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s […]

Published or Updated: October 1, 2015

Reader Tip: Pay Your Credit Card Bills Before They’re Due

Some folks have trouble paying their credit cards on time. Paying them early seems completely out of the question. Yet we got this great money tip from a reader named Steve who does just that: I have a money tip for credit cards. Let me know what you think. About six months ago, I started […]

Published or Updated: April 28, 2014

DR 055: Beverly Harzog: How She Paid Off $20,000 of Credit Card Debt in 2 Years

A great success story can be very motivating. And that’s exactly what Beverly Harzog brings us in today’s podcast. Beverly describes how she sunk into $20,000 of credit card debt, maxing out all seven of her cards. But her story doesn’t stop there. She then shares with us how she climbed out of the debt […]

Published or Updated: April 18, 2014

Financial Decisions are About More Than Math

When it come to financial decisions, you can learn a lot from both Captain Kirk and Mr. Spock. What they teach us – together – is that when it comes to financial decisions, you need to go beyond the math. So much of finance involves math, and we certainly don’t shy away from that here. […]

Published or Updated: April 14, 2014

DR 044: 10 Tips on Using Balance Transfer Credit Cards to Get Out of Debt

A reader named Kathleen recently emailed me with a lesson she learned with balance transfer credit cards: Hi Rob, I just rolled over one of my credit cards to another at 0%, which has been very successful for me at paying off credit card debt. But I realized in retrospect that I did not do […]

Published or Updated: March 24, 2014

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