Credit Cards

Beware of Debt Collectors Bearing Gifts

January 9, 2012
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Photo: wajakemek | rashdanothman Imagine that you have unpaid credit card debt. That’s the bad news. The good news is that the statute of limitations on the debt has expired, so you are not legally obligated to pay. But your credit score has taken a dive, so getting more credit seems impossible. And then comes [...]

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How to Turn Gift Cards into Cash

January 7, 2012

Did you ever receive a gift card to a store where you never shop? With the holiday’s behind us, you may be sitting on a lot of gift cards you may never use. One option is to re-gift them. But another option is to sell the gift cards online for cash. Buy and Sell Gift [...]

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Ready Debit Card Review

January 6, 2012

I‘ve reviewed a lot of prepaid cards here on the Dough Roller. I’ve done that for two main reasons: (1) prepaid cards are a growing market as people look for alternatives to traditional banks and credit cards, and (2) there is still a lot of confusion concerning how these cards work, particularly when it comes [...]

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No Fee 0% Balance Transfer Offer from Discover

January 5, 2012

If you can remember that far back, credit card issuers once offered balance transfers without a transfer fee.  Now that most credit card and banking fees are on the rise, balance transfer fees are more commonplace, sometimes upwards of 5% of the transfer.  Discover is bucking this trend with the Discover® More® Card – No [...]

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The Best Credit Card Offers of 2012

December 27, 2011

With 2012 just around the corner, it seems like a good time to review the best credit card offers available. Owning the right credit card(s) that fit your spending habits is not only the responsible thing to do, but also the smart thing to do.  Credit Cards get a bad rap sometimes, especially when you [...]

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Discover Credit Cards Review

December 17, 2011

Of the four major credit card issuers in play today, Discover is the least used and least known.  Originally started in 1985 as a Sears brand, Discover has branded itself effectively over the last decade to become a major competitor of Visa, MasterCard and American Express.  A line of commercials featuring the customer service representative [...]

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Citi Platinum Select AAdvantage World MasterCard Review

December 10, 2011

Here’s a question a lot of American Airlines frequent flyers are asking–what happens to my AAdvantage miles now that AA has filed for bankruptcy? The short answer, according to the airlines, is absolutely nothing. It’s business as usual. I’m a skeptic at heart. But in this case I suspect that American is correct. Most every [...]

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Credit Card Minimum Payments will Maximize Your Financial Pain

December 8, 2011
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Photo: Miguelavg The minimum payment required on a credit card is a lot like the three Sirens of Greek mythology. Part human and part bird, the Sirens lived on a rocky island in the middle of the sea. They sang so beautifully that passing sailors couldn’t resist getting closer, with disastrous results as their ships [...]

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Visa and MasterCard are not Finite Options for Rental Car Insurance

December 5, 2011

Let me tell you a horror story about credit card rental insurance.  A few weeks ago I needed a rental car.  Enterprise was located right around the corner, so I figured I would give them a shot.  This was my first rental car, so I wasn’t exactly sure how this process worked. But to my [...]

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