DR 044: 10 Tips on Using Balance Transfer Credit Cards to Get Out of Debt

10 Balance Transfer Tips

A reader named Kathleen recently emailed me with a lesson she learned with balance transfer credit cards: Hi Rob, I just rolled over one of my credit cards to another at 0%, which has been very successful for me at paying off credit card debt. But I realized in retrospect that I did not do […]

Published or Updated: March 24, 2014

Barclaycard Arrival Plus™ World Elite MasterCard® Review ($400 Bonus)

Barclaycard World Arrival MasterCard

Update: The spend required to receive the 40,000 bonus miles has gone up from $1,000 to $3,000 in the first 90 days. Even so, this card still ranks as one of the most rewarding and exclusive travel cards you’ll find anywhere. When I think of a top travel rewards card, the likes of Capital One, […]

Published or Updated: May 14, 2014

Review of the Barclaycard Upromise World MasterCard

college savings

If you’d rather save for your child’s college education than get cash back or other credit card rewards, the Barclaycard is an excellent option. Through the popular Upromise program, you can put this card’s hefty cash back rewards directly into a college savings account. What is Upromise? Upromise is a broad program that offers cash […]

Published or Updated: June 2, 2014

5 Credit Cards that Offer Price Matching

cash-back-credit-cards

There are few things in life as frustrating as making a major purchase, such as a big screen TV, only to see it on sale two weeks later. You could have saved $150 if only you had waited. Unfortunately, there is no crystal ball for determining when some items will go on sale. You either […]

Published or Updated: November 18, 2013

Discover it Credit Card Review (now with free FICO score)

Changes in FICO Score

I‘ve carried the Discover card for longer than I can remember. Originally called the Discover More Card, it’s now known as the Discover it®. It’s one of my favorite cash back credit cards. Historically, Discover is known for two things: (1) excellent cash back rewards, and (2) excellent 0% APR introductory rate offers on balance […]

Published or Updated: May 1, 2014

3 Credit Cards That Pay 2% Cash Back on All Purchases

Fidelity Rewards American Express 2% Credit Cards

The holy grail of cash back rewards cards are those that pay two percent on all purchases. We’re not talking about rotating categories, like the 5% cards. And we aren’t talking about rewards that are capped (5% rotating category cards cap the rewards you can earn). We are talking about true 2% cash back credit […]

Published or Updated: October 19, 2013

Starwood Preferred Guest Credit Card from American Express Review

starwood-preferred-guest-amex

With the vacation season fast approaching, it is a good time to review one of the highest rated travel rewards credit cards available – . With this card, cardholders can earn Starpoints faster than with any other card. From up to 25,000 bonus Starpoints, free hotel stays, and 1:1 transfer of Starpoints to most major […]

Published or Updated: February 28, 2014

5 Steps to Choosing Your First Credit Card

Credit Card

While it’s true that many 18-to-24-year-olds regularly overspend, it’s also true that many young adults try hard to avoid debt — especially credit card debt. Liz Weston in a MSN Money article outlines the reasons young people hate credit cards: they don’t want the temptation to overspend and have seen credit card debt wreck the […]

Published or Updated: September 7, 2013

What Credit Score Do You Need To Get A Credit Card?

Credit Cards

Using a credit card responsibly can be a great way to build credit and take advantage of cash back and travel rewards. But you may be wondering if your credit score is good enough to get a credit card. There’s no general minimum credit score to get a credit card. Some credit cards, particularly those […]

Published or Updated: March 31, 2014