Credit Cards

Recently I’ve been receiving e-mails and comments asking about how one can get a credit card with bad credit, no credit, or limited credit. While many credit cards designed for those struggling to build their credit come with really bad terms, Orchard Bank credit cards actually offer competitive terms. Orchard offers both traditional [...]

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Have you ever taken all of your credit cards, spread them out on a coffee table and noticed patterns in the 16 digit numbers?  Well, neither have I. But believe it or not, there is a way to verify if the credit cards you hold in your wallet are the real deal or phony [...]

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American Express recently launched a money manager tool that gives you one more way to stay on top of your finances.  This tool allows you to:

Keep track of due dates for bill payments
Review all of your spending across multiple bank and investment accounts
Consolidate rewards statements for hotel and frequent flyer points
Calculate your total net worth
Set [...]

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When you think of cash back cards, you probably think of credit cards, not debit cards. With the interchange fees that merchants pay to credit card issuers, the card companies can afford to payout some of the fees in the form of cash rewards. But with debit card transactions, the same interchange fees [...]

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A reader recently left a comment about the Discover More card’s 5% cash back offer:
Remember, you only get 5% cash back on gas 3 months of each year (for 2009 that has already passed). Also, until you spend $3000, you only get 0.25% to 0.50% cash back (specifically, you get $3.75 cash back if you [...]

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Chase has recently launched a new credit card that is worth considering if you are looking for a card. Called Slate with Blueprint, the card offers a broad range of benefits including a 0% APR introductory rate for up to 12 months. The card has no annual fee, and is designed for those [...]

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Recently I’ve received a lot of questions from readers about balance transfer offers. Here are just a few of the questions over the last week or so:

Are no fee balance transfers a better deal than those that charge a transfer fee?
Do you get your transfer fee back if you pay off the balance before [...]

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I just learned today that the Discover More Card–American Flag Edition, has increased its 0% balance transfer feature to up to 12 full months. This is a pretty significant development given that credit cards over the past year or so have been taking away features and introductory rates, not adding to them. As [...]

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