Credit Cards

KAIKU Visa Prepaid Card Review

May 11, 2013

I’m still amazed when I read a news report lambasting prepaid debit cards. The main beef with these banking alternatives is high fees. Five years ago that was a legitimate complaint. But today, there are a number of low fee prepaid cards. I’ve written about a number of these cards in the past. Today I [...]

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Platinum Card from American Express Review

April 30, 2013

Few credit cards symbolize style like the Platinum® Card from American Express.  Other credit card issuers attempt to generate buzz with the word platinum attached to some of their credit card products, but unless it’s American Express, it doesn’t mean much.  The Platinum Card from American Express is a one of a kind charge card [...]

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The Best Credit Cards for Your Credit Score

April 15, 2013

“How do I know which credit card to apply for?” The question above is, by far, one of the most common questions I get from people looking to apply for a credit card. Many people have an idea of what their credit score is, but may not know it exactly. Even if some people have [...]

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5% Credit Card Cash Back Rotating Categories Update

April 6, 2013

The highest cash back percentage you’ll find anywhere is five percent on select categories that change every three months. There are three major credit cards that offer 5% cash back: the Discover it Card, the Chase Freedom® Visa, and the Citi® Dividend Platinum Select® Visa®. These rotating categories are one of the reasons each of [...]

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9 Ways Credit Cards Can Save You Money

March 26, 2013

Ask anyone why they use credit cards, and I bet no one would reply “to save money.” Most are likely to think of fees, interest and debt before suggesting credit cards as a money saver. But there are many ways credit cards can help you save. Some of them are little-known, but experts have been taking [...]

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Citi ThankYou Credit Card Review

February 26, 2013

Looking for a rewards credit card with no annual fee and the ability to earn points for every dollar spent? Citi currently offers two rewards cards with these common benefits as well as additional perks that give consumers a choice to pick the right card for their lifestyle. Called the Citi ThankYou® Card, this rewards [...]

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U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card review

February 19, 2013

Looking for the best rewards credit card for air travel? Picking “the best” card is tough because there are many good options. One that doesn’t get as much attention is the . It caught my eye because it offers one of the highest point values per dollar spent, among other things. I’ve yet to review [...]

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How to Pick a Credit Card

February 14, 2013

How to pick the right credit card for your financial goals Over the past year, I’ve been helping a friend rebuild his finances. I worked with him to file for bankruptcy. Because he owed a bank for past overdrafts, he was denied a checking account. So when he recently got a job, we found him [...]

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How I Got $9,000 Worth of Airfare for $142

February 4, 2013

With the right rewards credit cards, you can travel the world on any budget Photo: Hyougushi I was one click away from booking my trip to Thailand with a stop in Paris. The webpage read: “Do you want to pay $9,000 instead of using your miles?” Not a chance, I thought. Rather than forking over [...]

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