DR 011: 7 Tips for Effective and Stress-free Budgeting

How to Budget

This is the fourth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we walked through how to prepare your net worth statement. In today’s podcast, we discuss 7 tips for effective and stress-free budgeting. Sponsors: The 31-Day Money Podcast […]

Published or Updated: July 29, 2014

4 Reasons YNAB Beats Mint Hands Down

YNAB Beats Mint

After months of debating whether to pay $60 for budgeting software, I finally took the plunge and bought You Need a Budget (YNAB). For years, I’ve used Mint. I appreciate its slick graphical interface and that it automatically syncs with my accounts. With that said, in the last few weeks, I’ve become more and more of […]

Published or Updated: December 6, 2013

A Review of Quicken 2014 from a Complete Quicken Newbie

Quicken 2012 Review

I have to admit: I’ve always been a little afraid of Quicken. It just seems so monolithic, in the world of budgeting and personal finance. And I always figured it would be incredibly complicated to use. So I was pleasantly surprised to find how easy setting up Quicken 2014 can be! As a detail-oriented budgeting […]

Published or Updated: November 14, 2013

28 Ways a Library Can Save You Money


Interested in saving some money while becoming a better-educated (or better-entertained, or better-employed, or just all-around better) person? Check out your local library. While libraries started as a place to borrow books, they’ve evolved into much more. And all the offerings from your local library, used correctly, can add up to some serious savings back […]

Published or Updated: September 4, 2013

7 Reasons the Envelope Budgeting System is a Terrible Idea

Cash Budget

On its surface, envelope budgeting seems like a good idea. That is, until you try it. Believe me, I’ve tried it. And tried it. And tried it. And every time I’ve tried it, there’s some reason that envelope budgeting doesn’t work for me and my family. If you’re considering envelope budgeting because you think it’ll […]

Published or Updated: June 20, 2013

38 Resources to Empower Anyone to Live Within Their Means


Photo: Images_of_Money You know that you need to live within your means to save money and meet your financial goals. But knowing it and doing it are two different things. This list of resources could be exactly what you need to help you live within your means. Here, you’ll find calculators to use, budget forms […]

Published or Updated: July 8, 2013

25 Resources for Dave Ramsey’s Financial Peace University Students


Photo: Ben Spark Students of Dave Ramsey’s Financial Peace University learn a lot about how to manage money. While we at Dough Roller don’t necessarily agree with all of Dave’s views, we do think his basic Baby Steps method can be great for those struggling to gain financial control in their lives. So with that said, […]

Published or Updated: May 21, 2014

6 Steps to Create a Budget that Works


Photo: 401 (K) 2013 Living on a budget doesn’t mean eating nothing but rice and beans, turning off the heat in January, or shopping only at thrift stores. It means being in charge of your money, instead of letting your money be in charge of you. Living on a budget has a whole lot of […]

Published or Updated: May 5, 2013

The Idiot’s Guide to Creating a Budget That Actually Works

A Budget that Works

Photo: 401(k) 2013 Do you live in fear of overdrawing your checking account when several bills come due? Do you carry a credit card balance because you’re living beyond your means? Do you have no idea where your money is going each month? If you answered “yes” to any of these questions, you need to […]

Published or Updated: March 25, 2013