7 Reasons the Envelope Budgeting System is a Terrible Idea

Cash Budget

On its surface, envelope budgeting seems like a good idea. That is, until you try it. Believe me, I’ve tried it. And tried it. And tried it. And every time I’ve tried it, there’s some reason that envelope budgeting doesn’t work for me and my family. If you’re considering envelope budgeting because you think it’ll […]

Published or Updated: June 20, 2013

38 Resources to Empower Anyone to Live Within Their Means


Photo: Images_of_Money You know that you need to live within your means to save money and meet your financial goals. But knowing it and doing it are two different things. This list of resources could be exactly what you need to help you live within your means. Here, you’ll find calculators to use, budget forms […]

Published or Updated: July 8, 2013

25 Resources for Dave Ramsey’s Financial Peace University Students


Photo: Ben Spark Students of Dave Ramsey’s Financial Peace University learn a lot about how to manage money. While we at Dough Roller don’t necessarily agree with all of Dave’s views, we do think his basic Baby Steps method can be great for those struggling to gain financial control in their lives. So with that said, […]

Published or Updated: June 2, 2013

6 Steps to Create a Budget that Works


Photo: 401 (K) 2013 Living on a budget doesn’t mean eating nothing but rice and beans, turning off the heat in January, or shopping only at thrift stores. It means being in charge of your money, instead of letting your money be in charge of you. Living on a budget has a whole lot of […]

Published or Updated: May 5, 2013

The Idiot’s Guide to Creating a Budget That Actually Works

A Budget that Works

Photo: 401(k) 2013 Do you live in fear of overdrawing your checking account when several bills come due? Do you carry a credit card balance because you’re living beyond your means? Do you have no idea where your money is going each month? If you answered “yes” to any of these questions, you need to […]

Published or Updated: March 25, 2013

Variable Income? 3 Options for Budgeting

Variable Income Budget

Photo: RambergMediaImages As a freelance writer, I understand the vagaries of living on a variable income. It’s a boom-and-bust business, and some months, my family has more than enough. At other times, we’re barely squeaking by. Living with a variable income makes it hard for me to satisfy my Type-A-personality need to carefully budget all […]

Published or Updated: March 27, 2013

The Best Calendar-Based Personal Finance Apps

Sometimes managing your finances is harder than earning the money in the first place. Thanks to our modern technology, though, there are now a lot of interesting and creative ways for you to keep track of your spending. For example, you can use a smartphone to track everything from your investments to you daily spending. […]

Published or Updated: March 10, 2013

PowerWallet Review: Create Budgets, Track Spending, and Find Deals

PowerWallet - Transactions Power Saver

Hate logging into all your different credit card, bank, and investments accounts to check on bills, balances, and transactions? Online budgeting tools help solve this problem, and PowerWallet is one of the latest entries to the market. PowerWallet does much of what other online budgeting tools do, but includes additional ways to save money with […]

Published or Updated: April 21, 2014

10 Tablet Apps That Manage Your Money

Mint for the iPad

Times are tough. Whether you earn a lot or just get by, watching where your money goes is important. There are several ways of doing this; but with all the modern technology surrounding us, many choose to manage their finances by using wireless. The financial apps market is loaded with products for wireless devices. Some […]

Published or Updated: February 21, 2013