Budget

6 Steps to Create a Budget that Works

May 7, 2013

Photo: 401 (K) 2013 Living on a budget doesn’t mean eating nothing but rice and beans, turning off the heat in January, or shopping only at thrift stores. It means being in charge of your money, instead of letting your money be in charge of you. Living on a budget has a whole lot of [...]

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The Idiot’s Guide to Creating a Budget That Actually Works

April 3, 2013

Photo: 401(k) 2013 Do you live in fear of overdrawing your checking account when several bills come due? Do you carry a credit card balance because you’re living beyond your means? Do you have no idea where your money is going each month? If you answered “yes” to any of these questions, you need to [...]

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Variable Income? 3 Options for Budgeting

March 27, 2013

Photo: RambergMediaImages As a freelance writer, I understand the vagaries of living on a variable income. It’s a boom-and-bust business, and some months, my family has more than enough. At other times, we’re barely squeaking by. Living with a variable income makes it hard for me to satisfy my Type-A-personality need to carefully budget all [...]

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The Best Calendar-Based Personal Finance Apps

March 11, 2013

Sometimes managing your finances is harder than earning the money in the first place. Thanks to our modern technology, though, there are now a lot of interesting and creative ways for you to keep track of your spending. For example, you can use a smartphone to track everything from your investments to you daily spending. [...]

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PowerWallet Review: Create Budgets, Track Spending, and Find Deals

February 28, 2013

Hate logging into all your different credit card, bank, and investments accounts to check on bills, balances, and transactions? Online budgeting tools help solve this problem, and PowerWallet is one of the latest entries to the market. PowerWallet does much of what other online budgeting tools do, but includes additional ways to save money with [...]

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10 Tablet Apps That Manage Your Money

February 21, 2013

Times are tough. Whether you earn a lot or just get by, watching where your money goes is important. There are several ways of doing this; but with all the modern technology surrounding us, many choose to manage their finances by using wireless. The financial apps market is loaded with products for wireless devices. Some [...]

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60 Free Tools for Everyday Savings

February 11, 2013

What’s better, to save $100 or to make $100? The hands down winner is to save $100. Why? Because if you make $100, you have to pay Uncle Sam a small fortune. Reduce your expenses by a Benji, as my daughter likes to call the C-Note, and it’s like getting a $130 raise. It was [...]

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10 Mobile Apps for Extreme Couponers

February 5, 2013

Make extreme couponing a snap with these Smartphone apps Photo: frozenfoodjournal The one thing I remember most about working at Kroger 30 years ago was double-coupon days. Oh, the crowds. Oh, the coupons. Oh, the carts overflowing with groceries. My experience as a cashier explains my aversion to coupons. Still, there’s no denying that a [...]

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YNAB 4 Review

June 27, 2012

I’ve used a lot of money management tools. From mint.com, which is free, to Quicken, which is not, I’ve tried them all. And without a doubt the absolute best tool for budgeting is YNAB (short for “You Need A Budget”). A few days ago, the folks at YNAB released a new version of their software, [...]

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