Banking

PerkStreet Continues To Be a Cut Above the Rest

May 26, 2011

If you are looking for a free online checking account, arguably one of the best offers around is from an FDIC-insured back you’ve probably never heard of PerkStreet Financial. If the giant image to the right with a big fat 2% doesn’t clue you in as to why PerkStreet is high on our list, allow [...]

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Early Withdrawal Fees on CDs May Surprise You

May 20, 2011

With interest rates on savings accounts at historic lows, certificates of deposit (CD’s) are on the minds of many. The longer the term, the higher the rate of return. That also means the longer it’s locked up; out of reach for emergencies and/or unexpected life changes. Herein likes the rub with CD’s. You can, of [...]

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ING Direct Savings Accounts for Kids Launched

May 14, 2011

Update: ING Direct is now Capital One 360. The good news is that they still have this great savings account option for children. Check out details here. Teaching children about money can be done in a variety of ways.  Some parents like the idea of an allowance, where kids can earn money every week by [...]

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How Low Can Online Savings Account Rates Go?

May 11, 2011

If you’re one of the millions of Americans that have money tucked away in online savings accounts, you’ve probably noticed over the last 30 months, the slow and steady decline of your savings account rate.  Just a few years ago, 5% APY was a common savings account interest rate and online savings accounts were one [...]

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The Best 5 Year CD Rates 2012

May 9, 2011

If you’ve taken a look at deposit interest rates lately, you’ll notice a trend over the past two years that simply cannot be broken.  It seems that each week, a litany of banks continue to lower the interest rate offered on savings, money market and CD accounts and while it would appear they can’t go [...]

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ING Electric Orange Checking Account $50 Bonus

April 12, 2011

ING Direct has always been a fan favorite of consumers, and it’s easy to see why.  ING Direct interest rates are always in the top 5% nationwide, and from time to time, this bank is willing to attract new business by offering a cash bonus.  Earlier this week, ING Direct announced a $50 sign up [...]

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The Best 12 Month CD Rates 2012

April 5, 2011

The 12 month CD term is the first term in which the interest rate exceeds that of a standard online savings account, making it the most viable CD term length around.  Check the interest rates for any online bank today and they probably can’t match what a 12 month CD can provide. The best 12 [...]

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Which Account is Best for You? Money Market or Savings

March 30, 2011

When it comes to banking, you have a number of options. There are different types of accounts; each type of account comes with different benefits and features. Two accounts that are somewhat similar are money market accounts and savings accounts. Both are considered savings deposit accounts, but there are some differences between the ways the [...]

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The DoughRoller Weekly RoundUp (Chase to Increase ATM Fees to $5 Edition)

March 20, 2011

When banks began asking the government for money during the recession in late 2008, the news was full of headlines, usually concerning Bank of American and/or Citibank.  JP Morgan Chase did a pretty bang up job of staying below the radar for the most part, but over the last few days, has decided it’s their [...]

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