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How to Qualify for the Lowest Mortgage Rate Possible

How to Qualify for the Lowest Mortgage Rate Possible

After falling for decades, mortgage rates have risen significantly over the past year. Granted, it’s still nowhere near the 15% or more consumers paid on 30-year, fixed-rate mortgages in the early 1980s. But, still, it’s important to get the best mortgage rate you possibly can. So that’s what we’ll dive into here. What Determines Your…

How to Open a Business Bank Account Online in 4 Easy Steps

How to Open a Business Bank Account Online in 4 Easy Steps

Opening a business bank account online can seem daunting, but it’s a crucial step toward financial clarity and security for your company. With the digital age making banking more accessible, you can set up your business’s financial foundation from the comfort of your office or home. This guide outlines four straightforward steps on how to…

How to Build a CD Ladder in 4 Easy Steps
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How to Build a CD Ladder in 4 Easy Steps

Creating a Certificate of Deposit (CD) ladder is a savvy financial strategy that combines the safety and predictability of traditional CDs with the flexibility and higher yield potential of staggered maturity dates. This approach involves dividing your investment into equal parts and depositing them into CDs with varying terms, typically ranging from short to long…

The Best CD Rates of 2024

The Best CD Rates of 2024

I can still remember earning double-digit returns on high-interest CDs in the early 1980s. I had saved a little money and was locking it away in 6-month CDs earning 16%. Of course, inflation was raging, and the interest rates on home mortgages had gone through the roof. But those were the days for savers. Certificates…

The 6 Best Bank Accounts for Seniors in 2024

The 6 Best Bank Accounts for Seniors in 2024

Getting older unlocks a world of discounts available only to those in their golden years. Along with savings at your favorite dining spot, seniors can take advantage of discounts on banking. Senior-friendly bank accounts can come with perks such as no monthly maintenance fees (or fee waivers), free checks, and more. Below are some of…

Copper Banking Review 2024 – Teaching Teens Financial Responsibility

Copper Banking Review 2024 – Teaching Teens Financial Responsibility

Looking for a knowledge bank of financial information for your kids? Then Copper might be for you. This financial app makes money management for parents and kids more straightforward than ever, from issuing your kids’ first debit cards to earning saving rewards to parental controls that keep your kids’ spending in check. But how does…

The 10 Best Cash Management Accounts of 2024

The 10 Best Cash Management Accounts of 2024

Wouldn’t it be great if you could invest, bank, and set aside your cash for short-term savings all in one spot? Well, now you can with the help of cash management accounts offered by online investment platforms, apps, and even robo advisors. Many offer similar features to checking accounts (like the fact that they’re FDIC-insured)…