What is an ABA Routing Number and Why You Should Care

ABA Routing

This past weekend I set up direct deposit for a business payment I receive each month. The vendor required just three pieces of information: (1) the name of my bank, (2) my account number, and (3) the bank’s ABA Routing number. There are several situations when knowing your bank’s routing number is really important. For […]

Published or Updated: October 15, 2012

The Best Bank CD Rates of 2014

My very first investment was in certificates of deposit. I was a teenager, and CDs paid more than 10%. While we can’t get that kind of return today, a certificate of deposit is a safe place to hold cash. And if you pick a high yield CD, you will earn a decent return. So I […]

Published or Updated: April 3, 2014

Save 5% Cash Back with a PerkStreet Debit Card – August 2012 Categories

A few years ago, a small outfit named PerkStreet launched a free online checking account that offers amazing debit card rewards.  Rather than offer an interest rate, PerkStreet decided to provide cash back on all debit card purchases, sometimes in the amount of 5%.  The amount of cash back that you can earn as an […]

Published or Updated: September 10, 2012

Reader Question: How to Find a Good Checking Account for a Teen

A reader named Ann recently published the following question on the Dough Roller Facebook page: Why are banks not opening checking accounts for teens, even though their parents are on the account? My 16 year old granddaughter has only the option of her salary being direct deposited into a checking account or receiving a card […]

Published or Updated: March 24, 2014

ING Direct Promotional Deals

One of the best deals in online banking comes from ING Direct. Not only does the bank offer excellent interest rates and virtually no fees, but it regularly runs bonus offers. On this page, we track the current promotions available when you open a savings or checking account, or a certificate of deposit with ING […]

Published or Updated: February 7, 2013

Ally Introduces 2 New Ally Bank Mobile Apps

Ally 1

Recently Ally Bank released two mobile phone applications. The apps, designed for the iPhone or Android phones, are a big step into mobile banking for Ally. Frankly, Ally Bank has been behind the curve on its move toward mobile banking, but the Ally Mobile Banking and Ally ATM and Cash Locator apps move it in […]

Published or Updated: June 12, 2013

What Certificate of Deposit is Right for You?

Bank CD's

I began investing in certificates of deposit when I was 13. Back then (yes, we had color TV and telephones) there were just two options when it came to picking a CD: the term and the amount of money you wanted to invest. Today, things are a bit more complicated. The good news is that […]

Published or Updated: June 7, 2013

Banks vs. Credit Unions–Where to Find the Best Interest Rates

Banks Versus Credit Unions

Photo: shehan365 Where do you go to find the best interest rates? With the Occupy Wall Street and Bank Transfer Day movements in the news, I lot of folks have moved from big banks to credit unions. And that raises an important question–do banks or credit unions have the best interest rates? Now in some […]

Published or Updated: January 22, 2012

Where To Buy Cheap Checks Online

Checks Superstore

Photo: jridgewayphotography Banks are robbing us blind. As we mentioned last week in our article about how to order checks online, ordering check refills from your bank can be a costly mistake. All banks do is pass the order off to another company, and then mark up the costs to consumers. Instead, there are several […]

Published or Updated: May 10, 2013