5 Factors to Consider Before Using a HELOC for Your Emergency Fund

A reader named Brian asks whether it’s a sound move to use a home equity line of credit as an emergency fund: Rob, I enjoy your podcast, and I have great respect for your approach to personal finance. The 31-Day Money Challenge actually had me looking forward to my daily commute. I have a simple […]

Published or Updated: April 15, 2014

GE Capital Bank Review

In January, 2013, GE Capital Bank acquired MetLife’s online bank, creating the new GE Capital Online Bank. This online bank offers great yields and several good Certificate of Deposit options, but a quick online search also turns up hundreds of customer complaints. So what’s the real deal? Is GE Capital Bank worth checking out? As […]

Published or Updated: November 17, 2015

Barclays Bank Review

Voted one of the best banks in America by Money Magazine in 2012, Barclays Bank is a great option for a high-yield online savings account. Relatively new, Barclays’ online division for US customers offers some of the highest savings account yields out there. Even though Barclay’s online banking option is new, the bank itself is […]

Published or Updated: November 24, 2015

4 Options When You Can’t Open a Bank Account

According to CNN Money, about 15% of bank account applicants are denied regular savings and checking accounts because of their banking history. Banks usually get information about this history from a company called ChexSystems, which maintains a file of information on your checking account history similar to your credit report. ChexSystems, which is governed by […]

Published or Updated: October 2, 2015

5 Places to Invest Your Cash

Are you one of those people who has a lot of cash on hand? Maybe you’re getting ready for a home purchase, or you just received a bonus, or you want to know where to keep your emergency fund. Is it worth it to buy a CD? Should you keep it in a high yield […]

Published or Updated: March 24, 2014

8 Banking Options for College Students

If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college […]

Published or Updated: July 28, 2014

20 of the Best Checking Account Promotions and Deals

We just opened a new checking account at Capital One 360 (formerly ING Direct). We not only got a $50 bonus, but we earn interest on our balance. This experience got me to wondering just how many great checking account promotions are available. With a little bit of research, we came up with what I […]

Published or Updated: November 17, 2015

Mutual of Omaha Bank Review

Mutual of Omaha Bank is a subsidiary of the century-old Mutual of Omaha insurance company, and, like its parent company, it’s known for its conservative values. This FDIC-insured bank offers a wide range of financial products and accounts, including a credit card, money market savings account, checking account and mortgage program. Though its values may […]

Published or Updated: April 23, 2015

Best Online Savings Accounts with High Interest of 2015

Online savings accounts are one of the best places to stash your cash. Also called high yield savings accounts, you earn some of the highest available interest rates for a savings account, and you get the convenience of online account management and easy transfers to and from your existing bank accounts. Recently, a reader e-mailed […]

Published or Updated: November 24, 2015

Advertising Disclosure: The credit card and savings account offers that appear on this site are from companies from which Doughroller.net receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Doughroller.net does not include all credit card companies, banks, or all available offers, although best efforts are made to include a comprehensive list of offers regardless of compensation.