Business Credit Cards

Small business credit cards are a great way to keep business expenses separate from personal expenses. These cards are idea for small businesses, corporate executives, self-employed professionals as well as home-based businesses. Due to the recent difficulties in the credit market, however, many business cards are either no longer available or not approving as many applicants.

Fortunately, there are several personal credit cards that can work very well for small and home-based businesses. We've listed some of those cards here, where you can compare cards side by side and apply online for the credit card that's right for your business.

True Earnings® Card from Costco and American Express
TrueEarnings? Card from Costco and American Express
True Earnings® Card from Costco and American Express Application
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 3 months* 13.24%* None* Yes* Excellent Credit*

Citi® PremierPass® Card-Elite Level
Citi PremierPass? Elite Level
Citi PremierPass-Elite Level Card Application
  • Earn 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 13.24% V* $75.00* Yes* Excellent Credit*

Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest? Credit Card from American Express
Starwood Preferred Guest Credit Card Application
  • Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.90%* 6 months* 13.24%* 1st Year None, $45 Thereafter* Yes* Excellent Credit*
Discover® Open Road Card
Discover? Open Road(SM) Card
Click Here to Apply
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for Purchases & Balance Transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

Platinum Card® from American Express
American Express? Platinum Card
American Express Platinum Card Application
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one domestic round-trip airline ticket!
  • No Pre-set Spending Limit
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program® — exclusive amenities at boutique, resort, and luxury hotels around the  world
  • By Invitation Only®  Events — access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $450.00* N/A* Good Credit*

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.

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