Sometimes managing your finances is harder than earning the money in the first place. Thanks to our modern technology, though, there are now a lot of interesting and creative ways for you to keep track of your spending. For example, you can use a smartphone to track everything from your investments to you daily spending.
Since the emergence of smartphones, developers have been creating countless finance apps. As a result, there are many different finance management apps in the market, each one trying to outdo the others. To choose the best app for you, zoom in on one or two particular features that are the most important to you.
For example, if managing your investments is critical to you, Personal Capital is hands down the best option. For tracking spending, one feature many people look for is calendar-based apps. Calendars are a convenient way to map out your spending for a month.
So today we are going to look at three excellent calendar-based apps for managing your money.
This app lets you note events on a calendar, which will help you track your daily and weekly expenses. Events can be a one off recurring. For example, if you buy groceries every week, you can list this event under the days you plan to go to the supermarket. You can also use the calendar to post reminders of expenses that you need to take care of, like utility bills. Likewise, there is a window that you can use to help you keep track of upcoming expenses.
Daily and weekly balances are also shown, and you can get an estimate of your monthly balance. PocketSmith can be used for monitoring your savings and can give you reminders about bills that are coming due. To help you keep track of your budget better, you can categorize your expenses.
The calendar is presented in a clear format. The colors are crisp and visually pleasing. With PocketSmith, making money and saving can become a little easier and more fun.
PocketSmith is for your iPhone, iPad, Blackberry and Android devices.
2. Calendar Budget
Calendar Budget is best for your desktop. It’s a simple app that allows you to do a lot of things for your finances. You can keep track of your money using a calendar that acts like a financial planner. Your budget is categorized, so it’s easy for you to take note of every financial move you make. Your expenses can be set to different frequencies: one time only or repeat. If you repeat a particular expense, it will automatically update according to the time that you set it to; no need for you to worry about forgetting to set it up.
Like PocketSmith, Calendar Budget also shows your daily expenses. What’s more, you can program future expenses and set financial goals. You can also bookmark important financial events the same way that you do with all those parties you attend. Finally, to make sure that you never pay a bill late, you’ll get email reminders before your bills are due.
3. Rylstim Budget
This app is best for handling and managing household expenses. But if your business is just starting out, Rylstim Budget can work, too. You can jot down every transaction into one calendar box. In addition to this, you can also record your expenses and divide them into different categories. Once you have identified your spending categories, you can assign a limit for your spending. When your expenses go over the budget, Rylstim will send you a notice. This helps you stick to a budget.
With Rylstim, managing and maintaining multiple accounts is a little easier. It has multi-currency support, so you won’t have problems when transferring money between accounts. Monthly budget and expenses are easy to monitor because of the clean layout of the calendar.
Rylstim’s images are colorful and attention-getting. You’ll find the graphics good and easy on the eyes. This simple-looking layout holds more than meets the eye.
These are just three of the countless calendar-based management apps on the market. Before you choose the calendar-based financial management app for you, ask yourself what you want to get out of an app like this. Which features do you need most? Will you be using an app mostly to remember upcoming bills, or to track day-to-day expenses? Do you need this app for your business or your home budget? Once you’ve answered these questions, you can narrow down your app choices.
Published or updated March 10, 2013.