Update: Manilla closed its doors on July 1, 2014. You can find alternatives to Manilla here.
Personal finance is a lot more complicated than when I was growing up. My parents didn’t have to mess with a 401(k), cell phone or internet bills, credit card rewards, or daily deal coupons. Today, you practically need a personal assistant to keep you organized and to notify you when your bills are due.
Well, I have good news — your personal assistant awaits in the form of Manilla.com. Just like the name implies, Manilla will keep your records on hand, neatly filed away, and will remind you when you need to take action.
Manilla offers bank-level security while giving you the ability to see all of your accounts in one place. By all accounts, I mean all – utility bills, rewards accounts, retirement accounts, magazine subscriptions, daily deals – everything. Additionally, with Manilla you can view and store your statements, set up alerts, and pay your bills. And the best part is that Manilla is free.
Manilla in a nutshell–
- Tells you when to pay
- Tells you who to pay
- Tells you how much to pay
- Reminds you about rewards and offers that are about to expire
- Provides access to all your statements and documentation
- Safely stores encrypted documentation with bank level security
- Makes sure you will have NO MORE LATE FEES
Here’s How It Works
Once you go through the set up process you can view all your bills in one location. Be prepared to provide all your personal information like your name, phone number, email address – all that good stuff. The set up is pretty simple and takes less than 90 seconds to get started.
You can list everything from mortgage payments to magazine subscriptions. You will likely find most of your service providers listed on this site. If one of your providers is missing, then just keep checking back because they do add new companies to the list all the time. You can add all your bills which will then allow you to view your statement and pay them all right from Manilla.
This screenshot gives you an idea of the service providers available through Manilla and how easy it is to setup:
After you provide all the necessary account information, Manilla will takes care of organizing it for you and keep you up-to-date. You will be notified when it is time to pay a bill and you will also be given text and email alerts when rewards or offers from daily deal websites are about to expire. This is a great way to take control of all of those pesky offers that clog your email. You can even list your loyalty program information such as frequent flyer numbers, hotel rewards numbers, and other rewards programs.
The one thing I like is you have access everything with just one password. This makes paying bills and viewing your accounts much easier because you don’t have to track down user names and passwords. Plus, once your documentation is filed away, all statements and proof of payment are accessible to you 24/7.
Nice and Neat
One nice feature is that your account statements are automatically imported into your Manilla account. You can keep your statements as long as you want. This is great because with most banks and some service provides you can only access your statements online for 1 year (or some limited time-frame) and then they aren’t accessible anymore.
After your statements are imported into Manilla, you can still review them for accuracy before you make a payment. This eliminates the paper trail and keeps you from misplacing an important bill. Plus, you don’t have to download anything to your hard drive which keeps your computer clutter-free, too.
There is no limit on how many service providers you can list. The providers listed actually pay Manilla a fee so you can use this service for free.
More Great Features
The one feature we touched on above was the Daily Deal component. One unique angle Manilla.com has nailed down is the ability to track your Daily Deal coupons. I’m sure in the near future we will see many more sites that tackle this phenomenon, but for now there aren’t many. You can keep track of the deals you’ve signed up for and keep track of the ones you’ve purchased. This is a great way to make sure your deals don’t expire.
If you are like many, then you probably want access to your accounts when you are on the go. Manilla.com offers both iPhone and Android apps for smartphone users. You can perform just about any task you need to right from the app. If at any point you decide to cancel your account, you will have 30 days to download all documentation to your computer.