PerkStreet $100 Giveaway + 5% Cash Back Holiday Shopping Bonus

Perkstreet BannerWe have a winner! Angela won the $100 Visa Gift Card from PerkStreet. Thanks for playing, and check back often for more contests.

If you’ve had a look at interest rates recently, you know that finding a bank that offers more than 1.5% interest is next to impossible.  Our economy hasn’t had the sharp turnaround many had hoped for and one of the areas continuing to suffer is the banking industry.  Here to help is Perkstreet, the online checking and debit card solution for anyone looking to earn big rewards on their online checking account.

First, let’s talk about the PerkStreet 2% cash back debit card.  If you sign-up for a PerkStreet account and maintain a balance of $5,000, you will earn 2% cash back on all purchases made.  That $5,000 is important because if your balance to start the day is less than that, you will earn just 1% on purchases made that day.  In addition to the 2% cash back on all purchases, PerkStreet members can earn 5% cash back on rotating categories throughout the year.  That 5% promotion has now been extended to include holiday purchases!

You will earn 5% cash back on all non-PIN debit card purchases at the following popular holiday retailers until 1/31/2012:

  • Art Supply, Craft, and Fabric Stores
  • Sport and Athletic Clubs
  • TurboTax®

To kick awareness of this promotion off, PerkStreet is offering one lucky DoughRoller reader a $100 Visa gift card.  To be entered, you can do one of two things (or both!)

  1. Sign-up for a PerkStreet account and leave a comment with your name (5 entries)
  2. Leave a comment answering this question: “If your bank gave you $600, what would you spend it on?” (1 entry)

The winner will be chosen at random on Monday, October 18th.  Only one sign-up and question answered will be allowed for each participant so please, no duplicate entries.  The winner will be contacted by PerkStreet within 10 days of contest closing.

Published or Updated: March 6, 2013


  1. Ann McElhinney says:

    I had never heard of PerkStreet before reading the post here on the Dough Roller. Very interesting article. Thank you.

  2. Brian Davis says:

    I had not heard of PerkStreet before this article. It is interesting to see banks are starting to offer competitive rewards to credit card offers. This will help encourage American’s to give up there debt habits even more. Thanks for the information.

  3. Jared says:

    I have never heard of perkstreet.

    I use a combination of credit cards and cashback site to save on my purchases.

    This could be one that I’ll start to use.

  4. Marie says:

    Nope I have never heard of perkstreet.

  5. Mike says:

    I’ve heard of them from a bunch of PF blogs, and the Dave Ramsey ads.

  6. janet lamont says:

    I would pay off a credit card!

  7. I had not heard of PerkStreet but will definitely check them out now. If my bank gave me $600 I would put it toward debt reduction, no question.

  8. Catherine says:

    If my bank gave me $600, I would pay bills.

  9. RT says:


  10. M says:

    I’d put it towards my credit card debt!

  11. Heather says:

    I had not heard of PerkStreet prior to this article and will definitely pass this on. The 2-5% cash back is very appealing.

  12. Steph says:

    I haven’t heard of PerkStreet either! I’d use the money to kick start my emergency fund!

  13. Mrs Foley says:

    If my bank gave me $600, I would send my husband to Oklahoma for his son’s wedding.

  14. Rae says:

    I also have never heard of PerkStreet before this.

    As for $600, I’d use half to make an extra car payment for the month, and the other half as principal for the custom historical costuming business I’m trying to get up and running.

  15. Mary Beth Haley says:

    If I had $600 I would buy dog food for the local animal shelter.

  16. Micheles says:

    If my bank gave me $600.00 I’d pay down the balance on one of my credit cards.

  17. Cathy Gehr says:

    If I were given $600, I would put it towards my mortgage payment.

  18. Kathleen says:

    If my bank gave me $600 I would put it towards paying off debt.

  19. Summer says:

    If my bank gave me $600, I would put it in savings for our future family, we are trying to have.

  20. michelle says:

    PerkStreet? The first I’ve heard of it.
    If I received $600.00 I would do a couple things. I would take 500.00 of it and stash it away in our emergency fund; then I’d take the $100.00 left and throw a little party just because when times are rough we all need some laughter and fun.

  21. Peter Lutz says:

    If my bank gave me $ 600.00, I would put it in my money market account.

  22. P says:

    I would use it pay off credit card debt.

  23. Susan says:

    If my bank gave me $600.00 I would do some home improvements.

  24. Mark says:

    If I were given $600.00, I would use it to help catch up on bills.

  25. SJ says:

    If given $600, I would stash it for my emergency fund

  26. Barbara says:

    I would put a $100 in savings, $200 to pamper & de-stress at the hair salon (a year overdue) myself, and the last $300 towards an order of perennial spring bulbs at White Flower Farms to secretly plant around my neighborhood, at well-used intersections, and along the roadside. What a beautiful, lasting spring surprise!

  27. Jannet Deveny says:

    I have never heard of Perkstreet prior to this. The giveaway reminds me of the “old days” when banks would give toasters and electric blankets to gain new customers. Funny how as we move forward, we return to the old ways of doing things.

    If my bank gave me $600, I would give $100 to my church for the benevelence fund, $100 to my grandchildren for their recital costumes,$100 to go shopping and the balance would pay off some of my medical bills.

  28. Evelyn says:

    Great offer from PerkStreet. If my bank gave me $600. I would use it to complete my emergency fund!

  29. Pat Gabor says:

    I would use the $600 cash infusion in two ways: 80% ongoing monthly expenses and 20% savings

  30. Megan says:

    $600 from my bank would definitely go toward either paying off my credit card or buying an Energystar Dryer.

  31. A says:

    I would use it to pay down my credit cards.

  32. Andrewa says:

    If my bank gave me $600, I’d save it for later use.

  33. George Medeiros says:

    I would squirrel it away to use as a deposit on a larger rental property when it’s time to move. Two disabled adults and three dogs in an efficiency is a little hard pressed, especially when one of the adults isd claustrophobic.

  34. Debbie says:

    If my bank gave me $600, I would see about getting Health Ins. that I haven’t had for 17 yrs. Can’t afford it, or going to a doctor.

  35. Craig says:

    If I had $600 to spend…hmm. I’d probably get stuff for the kids and maybe some stuff for the house (I could use that up real quick at Home Depot or Lowe’s!).

  36. Jennifer says:

    If the bank gave me an extra $600.00, I would take half to pay down some creit card debt and I would put the other half into savings.

  37. Lorie says:

    If my bank gave me $600, I would use half to pay off credit card debt and half to start my Christmas shopping.

  38. Justine says:

    If my bank gave me $600 I would use it to pay bills or save it to buy my kids some christmas gifts 😀

  39. Chaz says:

    Interesting article and comments. If my bank GAVE me $600, I’d assume it was a mistake! After confirming that no mistake had been made, I’d tell everyone I know about it and pay down debt.

  40. shel says:

    With an extra $600, I’d put $100 into a savings account and use the other $500 to buy tickets for my husband, daughter and I to see Trans-Siberian Orchestra in December and have a steak dinner before.

  41. Shemanti says:

    If I were to be given $600.00 I will save it in a high interest bearing savings or money market account and boost my emergency fund.

  42. Cynthia says:

    Pay down my debt! Help!!!!

  43. Gabbriel Prater says:

    If my bank gave me $600 I would probably pay down a debt or save it. No, I would not head to the nearest cassino and drink booze and have a blast, even though it would be very tempting!

  44. Keira says:

    I’d use the $600 to finish my emergency fund or my car replacement fund.

  45. Audrey H. says:

    If my bank gave me $600 the first thing I’d do is faint 🙂 Then I’d buy some much needed DIY home improvement stuff like paint, some new drapes and small repairs around the house, etc.

  46. Ann Knebel says:

    If i got $600 from a bank, I would put it toward our yearly vacation at the beach.

  47. KAY says:

    At this point in the struggle in my bank or anyone gave me an extra $600 I would take half and give it to student loans. $150 to a credit card bill and the last $150 to savings. This way i can see it being stretched a long way.

  48. natalie says:

    if the bank gave me an extra $600 I would put it towards infertility medications…

  49. Lee Broom says:

    If I were given 600. I would either get my new laptop I’ve been saving for, or put it up toward the down payment on our backup vehicle, since we only have one right now, that is 7 years old and has 240,000 miles on it. I’d also be thanking the Lord for the money!

  50. Jennifer Castellari says:

    Sounds like a great deal

  51. Angela says:

    if I had 600.00 I would put in my savings acct to help bulid my emergency fund.

  52. Selena says:

    If my bank gave me $600, I would spend it on our annual family vacation. That’s exactly how much our portion is to pay for the beach house next year! Whoo Hooo!

  53. Dave says:

    $600 would go towards my debt level on my line of credit with the bank unless I had a credit card that had a higher % interest rate to pay off.

  54. Amy says:

    I’d buy a new washer (tired of the laundromat). Also some new curtains to cheer up the house.

  55. Olivia says:

    Sadly, at this point it would probably go towards medical expenses. But if it were something fun, a comfy chair for the living room.

  56. anon says:

    If I had $600 I would buy a dryer.

  57. Tarez says:

    Let my bank put $600 in my account I would go and purchase me a laptop for school because I am in urgent need for one

  58. Geoff Aker says:

    I would use $600 to pay off debt.

  59. RBRAND says:


  60. Mohan Sagar says:

    I would use the $600 to pay off my medical bills, and use what’s left on presents for friends.

  61. Landry Bonnette says:

    I would take my wife out to a great anniversary dinner, then apply the remaining amount to debt reduction.

  62. Doug says:

    I would spend the $600 on debt reduction.

  63. Linda Denney says:

    If my bank gave me $600 I would buy tires for my car.

  64. heidi says:

    If I won 600.00, I would put half towards my credit cards and the other half ,I would give to my elderly mother who never buys anthing for herself.

  65. DD says:

    If I were given $600 I would spend part of it on car repairs and put the rest in my emergency fund as I am going to drain it doing the car repair now.

  66. Lynda Sanderson says:

    I would invest the $600 in my RRSP to reduce the tax I pay next year.

  67. PPR says:

    If my bank were to give me $600, I would spend it in reducing my debt.

  68. Z says:

    I’d use it to break my lease so I can move to that better job! Plus, it’s my birthday on the 18th.

  69. Mike Ostafinski says:

    If I received 600 from my bank I would continue my quest to become debt free and pay down a credit card.

  70. Evan Marks says:

    If I received 600 from my bank I would use it to get account opening bonuses from other banks and move all that money back here!

  71. Eri says:

    If I received 600 from my bank, I would use 200 to purchase a new Staub Cocotte (cooking at home is my passion), and the rest would go into my saving account.

  72. Shemika says:

    If I had $600, I would put $300 in an emergency fund, put $100 in a CD for my son, and use the last $100 to get my brakes fixed (you can’t make money if you can’t get to work, eh?)

    • Shemika says:

      I apparently can’t add, because those figured don’t equal $600. Let’s go ahead and put the remaining money into the the emergency fund. Ahhh! That’s better. LOL!

  73. Cheryl says:

    I would do the past – (debt) present- (toward a flat screen TV that I am saving up to buy) and future, (put in my prudent reserve) FYI- I NEVER Thought I could save and once I did an automatic savings plan, it became a no brainer!!!

  74. Jon says:

    I’m thinking….a new bike frame….been wanting a Surly Big Dummy for a long while now….

  75. Karen F says:

    If my bank gave me $600 , I would pay down my medical debt.

  76. Sue says:

    $600? Could use about $6,000, but would be very grateful for the winnings! $600…. I would put 1/3 to bills, 1/3 to my kids for their bills…. and 1/3 anonymously to someone who needs it more. Windfalls are meant to be pay-it-forwarded 🙂

  77. Tom says:

    If my bank gave me $600, I would buy the parts needed to covert my inline 4 1974 Pinto Wagon to a 289 V8.

  78. Beth says:

    If I got 600 bucks, I’d pay back a loan from my friend Carolyn. She’d feel rich getting it, and I’d feel rich paying it back to her.

  79. Cricket Richards says:

    Put it towards my equity line of credit.

  80. Katie says:

    I would put an extra $600 towards sending my husband on a mission trip to India next year.

  81. donna says:

    I would buy my sister a dishwasher , and give some $$ to my unemployed friend whom i have filled up with tomatoes from our garden this summer! I emailed her recipes for scalloped potatoes, after i picked up 10#s of taters for 99cent for her and a bag for my own family. I am always trying to cheer up and help someone who has less than the wonderful life i have here, ah, and send $100 to my friend who shelters unwanted ferrets!

  82. Autumn says:

    If I got $600 dollars, I’d pay off my $200 credit card bill and put the rest towards saving for a trip that my best friend and I are planning to take when he safely returns from Afghanistan in the spring.

  83. Maddie says:

    I would try and get a good used frig and gas stove,
    winter tune-up and get strange noise check on my 1990 old antique car,
    get the dogs their current shots/licences,
    and … get vitamins, B-complex, flax seed oil, multi-vitamins, the joint ones w/ MSM… and fill the gas tank.

  84. uwinwin says:

    In this economy, I would just save the money.

  85. JUSTFAITHG says:

    If I had $600 I would put it toward the $5,000 needed to take advantage of the above deal.

  86. Claudia M says:

    pay off College debt 🙂

  87. Lynnette says:

    If I had $600.00 I would start my Christmas shopping now!!!

  88. Gregory Martin says:

    I think that I would treat my wife and kids to dinner, movie and a weekend away. I can justify this because;
    We have no credit card debt.
    Both of our cars are used and have been paid off for years.
    Student loans have been paid off for years.
    We just refinanced our home at 3.85% over 15 years. This will potentually save us thousands of dollars.
    We save 40% of our income for retirement.
    Both of our credit scores are now at 815!!!!

  89. Monjer says:

    I would pay off my debts.

  90. D. Fullerton says:

    I would put it toward paying off my car.

  91. Georgia says:
  92. JF says:

    I would save half and spend $300 on Christmas presents for my family

  93. Yvonne Dumas says:

    If my bank gave me $600 I would put $300 of it in savings and the other half would go towards the mother/daughter trip my Mom and I are planning for next year.

  94. Megan says:

    If I had $600, I would put half of it towards our honeymoon and the other half towards saving for a new car.

  95. Rachel Weekely says:

    If I was given $600, I would help pay for tickets for some women to go to the Women of Faith Conference with me in KC….it is a life-changing event and I know that not everyone can afford it right now, but I know they would be blessed. God is good!

  96. Jo Ann says:

    If I had $600.00, I would put it towards some of my needs that I am currently juggling to pay since I am unemployed. My needs are medications, an oil change and gas for my car to continue to look for work.

  97. Eric says:

    an inexpensive surround system for my TV/consoles would be my purchase of choice. 🙂

  98. Bracha Shapiro says:

    If I had $600 extra, I would save and invest it. Hopefully, the stock market has nowhere to go but up!

  99. Debbie says:

    If the bank gave me $600 I would buy a suit for my husband to wear to my best friend’s wedding and use the rest to pay additional principal on our mortgage.

  100. TJ says:

    If the bank gave me $600, I’d put it towards taking my grandmother to Dreamworld to walk with the tigers, which is $700 not including the entry fee, and I’ve confirmed they have wheelchair access.

  101. Adam says:

    I’d put it toward a racing bike for the Ironman I’ll be completing next year with Team in Training.

  102. Maura says:

    If my bank gave me $600 I would use it to pay the principle on the the loan I have with them.

  103. Becky M says:

    I would save the $600 for a rainy day!

  104. C W says:

    I would use the $600 my bank gave me in the following ways: I would use 10% as an offering for my church, leaving me $540 , of which I would spend $500 to pay on a loan and $40 for myself to buy flowers for my humble abode. Thank you.

  105. Roy T says:

    If my bank gave me $600 now I would use it to pay down my short term debt.

  106. Terry says:

    I would give it to my wife and say, “enjoy”

  107. Terri K (@tkharmonic) says:

    If the bank gave me $600, most of it would go to car repairs, but I’d also get my son some clothes and books. Sorry, nothing elaborate here.

  108. Melinda says:

    If the bank gave me $600, I would apply it towards my car loan. I am trying to live debt free!!!

  109. mrsspongette says:

    if the bank give me $600, I save it for christmas, and give it to the poor kids over here in the philippines.thanks

  110. Dee says:

    I would spend it on bills and maybe a few new books as well! 🙂

  111. Priscilla F. says:

    I would take my kids on a short trip to Disneyland.

  112. Chrissy says:

    I would likely save this money and place it in my emergency cash fund.

  113. jean says:

    If the bank gave me $600, I would add it to my current fund I am setting aside to pay down on a used car for my daughter who is getting ready to be 16 and get her license. I currently drive a 1990 GMC pick up in need of a paint job. I am saving to buy a car that I can drive until it becomes hers. I am working on my goals of becoming debt free and living below my means.

  114. Theo says:

    I would use it for Christmas gifts.

  115. Chris Taylor says:

    I would put it in a saving account. Have to keep something in case of sickness.. Hubby does not get sick pay. That savings might very well be much needed food. I use a credit card to get the rebates, & pay them off at the end of the month.

  116. Chris says:

    I would put it towards a vacation…it’s been way too long!!

  117. Shannon Schulte says:

    If the bank gave me $600 I would pay off our Visa card!

  118. Christina Z says:

    If bank gave me 600 I would use towards my gas and electric bill. Although I would want to get a TV because we dont have one lol.

  119. Angela A says:

    I would use it to pay bills; it will probably go fast, but a big help. lol

  120. jennie says:

    If I was given $600.00, I would: save 1/6th of it for a wonderful Thanksgiving dinner. Another 1/6th of it would be for my son’s first birthday that is coming up in exactly two weeks from now, on the 27th of October. One-third of it would be for winter clothes for my family. The last third of it would be split up into a Christmas tree savings fund, presents, and a $50.00 donation to St. Joseph’s Indian School in Chamberlain South Dakota for abused Native American children. ( Thanks for giving me an extra reason to think about what I might do with $600.00 🙂

  121. Lisa G says:

    If my bank gave me $600 I would use the money to pay some bills. I know it sounds oh brother kind of answer but that is what I would have to do at this time. I might save some for a fun since everyone in this world deserves a little fun now and then. 🙂

  122. Brian Kelley says:

    I would spend it on new golf clubs! Not bills, not practical stuff like that at all…

  123. VickieB says:

    If my bank gave me $600, I would use it to pay down my credit card

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