We have a winner! Angela won the $100 Visa Gift Card from PerkStreet. Thanks for playing, and check back often for more contests.
If you’ve had a look at interest rates recently, you know that finding a bank that offers more than 1.5% interest is next to impossible. Our economy hasn’t had the sharp turnaround many had hoped for and one of the areas continuing to suffer is the banking industry. Here to help is Perkstreet, the online checking and debit card solution for anyone looking to earn big rewards on their online checking account.
First, let’s talk about the PerkStreet 2% cash back debit card. If you sign-up for a PerkStreet account and maintain a balance of $5,000, you will earn 2% cash back on all purchases made. That $5,000 is important because if your balance to start the day is less than that, you will earn just 1% on purchases made that day. In addition to the 2% cash back on all purchases, PerkStreet members can earn 5% cash back on rotating categories throughout the year. That 5% promotion has now been extended to include holiday purchases!
You will earn 5% cash back on all non-PIN debit card purchases at the following popular holiday retailers until 1/31/2012:
- Art Supply, Craft, and Fabric Stores
- Sport and Athletic Clubs
- TurboTax®
To kick awareness of this promotion off, PerkStreet is offering one lucky DoughRoller reader a $100 Visa gift card. To be entered, you can do one of two things (or both!)
- Sign-up for a PerkStreet account and leave a comment with your name (5 entries)
- Leave a comment answering this question: “If your bank gave you $600, what would you spend it on?” (1 entry)
The winner will be chosen at random on Monday, October 18th. Only one sign-up and question answered will be allowed for each participant so please, no duplicate entries. The winner will be contacted by PerkStreet within 10 days of contest closing.
I had never heard of PerkStreet before reading the post here on the Dough Roller. Very interesting article. Thank you.
I had not heard of PerkStreet before this article. It is interesting to see banks are starting to offer competitive rewards to credit card offers. This will help encourage American’s to give up there debt habits even more. Thanks for the information.
I have never heard of perkstreet.
I use a combination of credit cards and cashback site to save on my purchases.
This could be one that I’ll start to use.
Nope I have never heard of perkstreet.
I’ve heard of them from a bunch of PF blogs, and the Dave Ramsey ads.
I would pay off a credit card!
I had not heard of PerkStreet but will definitely check them out now. If my bank gave me $600 I would put it toward debt reduction, no question.
If my bank gave me $600, I would pay bills.
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I’d put it towards my credit card debt!
I had not heard of PerkStreet prior to this article and will definitely pass this on. The 2-5% cash back is very appealing.
I haven’t heard of PerkStreet either! I’d use the money to kick start my emergency fund!
If my bank gave me $600, I would send my husband to Oklahoma for his son’s wedding.
I also have never heard of PerkStreet before this.
As for $600, I’d use half to make an extra car payment for the month, and the other half as principal for the custom historical costuming business I’m trying to get up and running.
If I had $600 I would buy dog food for the local animal shelter.
If my bank gave me $600.00 I’d pay down the balance on one of my credit cards.
If I were given $600, I would put it towards my mortgage payment.
If my bank gave me $600 I would put it towards paying off debt.
If my bank gave me $600, I would put it in savings for our future family, we are trying to have.
PerkStreet? The first I’ve heard of it.
If I received $600.00 I would do a couple things. I would take 500.00 of it and stash it away in our emergency fund; then I’d take the $100.00 left and throw a little party just because when times are rough we all need some laughter and fun.
If my bank gave me $ 600.00, I would put it in my money market account.
I would use it pay off credit card debt.
If my bank gave me $600.00 I would do some home improvements.
If I were given $600.00, I would use it to help catch up on bills.
If given $600, I would stash it for my emergency fund
I would put a $100 in savings, $200 to pamper & de-stress at the hair salon (a year overdue) myself, and the last $300 towards an order of perennial spring bulbs at White Flower Farms to secretly plant around my neighborhood, at well-used intersections, and along the roadside. What a beautiful, lasting spring surprise!
I have never heard of Perkstreet prior to this. The giveaway reminds me of the “old days” when banks would give toasters and electric blankets to gain new customers. Funny how as we move forward, we return to the old ways of doing things.
If my bank gave me $600, I would give $100 to my church for the benevelence fund, $100 to my grandchildren for their recital costumes,$100 to go shopping and the balance would pay off some of my medical bills.
Great offer from PerkStreet. If my bank gave me $600. I would use it to complete my emergency fund!
I would use the $600 cash infusion in two ways: 80% ongoing monthly expenses and 20% savings
$600 from my bank would definitely go toward either paying off my credit card or buying an Energystar Dryer.
I would use it to pay down my credit cards.
If my bank gave me $600, I’d save it for later use.
I would squirrel it away to use as a deposit on a larger rental property when it’s time to move. Two disabled adults and three dogs in an efficiency is a little hard pressed, especially when one of the adults isd claustrophobic.
If my bank gave me $600, I would see about getting Health Ins. that I haven’t had for 17 yrs. Can’t afford it, or going to a doctor.
If I had $600 to spend…hmm. I’d probably get stuff for the kids and maybe some stuff for the house (I could use that up real quick at Home Depot or Lowe’s!).
If the bank gave me an extra $600.00, I would take half to pay down some creit card debt and I would put the other half into savings.
If my bank gave me $600, I would use half to pay off credit card debt and half to start my Christmas shopping.
If my bank gave me $600 I would use it to pay bills or save it to buy my kids some christmas gifts
Interesting article and comments. If my bank GAVE me $600, I’d assume it was a mistake! After confirming that no mistake had been made, I’d tell everyone I know about it and pay down debt.
With an extra $600, I’d put $100 into a savings account and use the other $500 to buy tickets for my husband, daughter and I to see Trans-Siberian Orchestra in December and have a steak dinner before.
If I were to be given $600.00 I will save it in a high interest bearing savings or money market account and boost my emergency fund.
Pay down my debt! Help!!!!
If my bank gave me $600 I would probably pay down a debt or save it. No, I would not head to the nearest cassino and drink booze and have a blast, even though it would be very tempting!
I’d use the $600 to finish my emergency fund or my car replacement fund.
If my bank gave me $600 the first thing I’d do is faint
Then I’d buy some much needed DIY home improvement stuff like paint, some new drapes and small repairs around the house, etc.
If i got $600 from a bank, I would put it toward our yearly vacation at the beach.
At this point in the struggle in my bank or anyone gave me an extra $600 I would take half and give it to student loans. $150 to a credit card bill and the last $150 to savings. This way i can see it being stretched a long way.
if the bank gave me an extra $600 I would put it towards infertility medications…
If I were given 600. I would either get my new laptop I’ve been saving for, or put it up toward the down payment on our backup vehicle, since we only have one right now, that is 7 years old and has 240,000 miles on it. I’d also be thanking the Lord for the money!
Sounds like a great deal
if I had 600.00 I would put in my savings acct to help bulid my emergency fund.
If my bank gave me $600, I would spend it on our annual family vacation. That’s exactly how much our portion is to pay for the beach house next year! Whoo Hooo!
$600 would go towards my debt level on my line of credit with the bank unless I had a credit card that had a higher % interest rate to pay off.
I’d buy a new washer (tired of the laundromat). Also some new curtains to cheer up the house.
Sadly, at this point it would probably go towards medical expenses. But if it were something fun, a comfy chair for the living room.
If I had $600 I would buy a dryer.
Let my bank put $600 in my account I would go and purchase me a laptop for school because I am in urgent need for one
I would use $600 to pay off debt.
$600 WOULD BE ADDED TO THE NEXT MORTGAGE PAYMENT.
I would use the $600 to pay off my medical bills, and use what’s left on presents for friends.
I would take my wife out to a great anniversary dinner, then apply the remaining amount to debt reduction.
I would spend the $600 on debt reduction.
If my bank gave me $600 I would buy tires for my car.
If I won 600.00, I would put half towards my credit cards and the other half ,I would give to my elderly mother who never buys anthing for herself.
If I were given $600 I would spend part of it on car repairs and put the rest in my emergency fund as I am going to drain it doing the car repair now.
I would invest the $600 in my RRSP to reduce the tax I pay next year.
Lynda
If my bank were to give me $600, I would spend it in reducing my debt.
I’d use it to break my lease so I can move to that better job! Plus, it’s my birthday on the 18th.
If I received 600 from my bank I would continue my quest to become debt free and pay down a credit card.
If I received 600 from my bank I would use it to get account opening bonuses from other banks and move all that money back here!
If I received 600 from my bank, I would use 200 to purchase a new Staub Cocotte (cooking at home is my passion), and the rest would go into my saving account.
If I had $600, I would put $300 in an emergency fund, put $100 in a CD for my son, and use the last $100 to get my brakes fixed (you can’t make money if you can’t get to work, eh?)
I apparently can’t add, because those figured don’t equal $600. Let’s go ahead and put the remaining money into the the emergency fund. Ahhh! That’s better. LOL!
I would do the past – (debt) present- (toward a flat screen TV that I am saving up to buy) and future, (put in my prudent reserve) FYI- I NEVER Thought I could save and once I did an automatic savings plan, it became a no brainer!!!
I’m thinking….a new bike frame….been wanting a Surly Big Dummy for a long while now….
If my bank gave me $600 , I would pay down my medical debt.
$600? Could use about $6,000, but would be very grateful for the winnings! $600…. I would put 1/3 to bills, 1/3 to my kids for their bills…. and 1/3 anonymously to someone who needs it more. Windfalls are meant to be pay-it-forwarded
If my bank gave me $600, I would buy the parts needed to covert my inline 4 1974 Pinto Wagon to a 289 V8.
If I got 600 bucks, I’d pay back a loan from my friend Carolyn. She’d feel rich getting it, and I’d feel rich paying it back to her.
Beth
Put it towards my equity line of credit.
I would put an extra $600 towards sending my husband on a mission trip to India next year.
I would buy my sister a dishwasher , and give some $$ to my unemployed friend whom i have filled up with tomatoes from our garden this summer! I emailed her recipes for scalloped potatoes, after i picked up 10#s of taters for 99cent for her and a bag for my own family. I am always trying to cheer up and help someone who has less than the wonderful life i have here, ah, and send $100 to my friend who shelters unwanted ferrets!
If I got $600 dollars, I’d pay off my $200 credit card bill and put the rest towards saving for a trip that my best friend and I are planning to take when he safely returns from Afghanistan in the spring.
I would try and get a good used frig and gas stove,
winter tune-up and get strange noise check on my 1990 old antique car,
get the dogs their current shots/licences,
and … get vitamins, B-complex, flax seed oil, multi-vitamins, the joint ones w/ MSM… and fill the gas tank.
In this economy, I would just save the money.
If I had $600 I would put it toward the $5,000 needed to take advantage of the above deal.
pay off College debt
If I had $600.00 I would start my Christmas shopping now!!!
I think that I would treat my wife and kids to dinner, movie and a weekend away. I can justify this because;
We have no credit card debt.
Both of our cars are used and have been paid off for years.
Student loans have been paid off for years.
We just refinanced our home at 3.85% over 15 years. This will potentually save us thousands of dollars.
We save 40% of our income for retirement.
Both of our credit scores are now at 815!!!!
WOULD SPEND IT ON CATCHING UP WITH BILLS! kytah00@yahoo.com
I would pay off my debts.
I would put it toward paying off my car.
I would buy food!!!
gmissycat@yahoo.com
I would save half and spend $300 on Christmas presents for my family
If my bank gave me $600 I would put $300 of it in savings and the other half would go towards the mother/daughter trip my Mom and I are planning for next year.
If I had $600, I would put half of it towards our honeymoon and the other half towards saving for a new car.
If I was given $600, I would help pay for tickets for some women to go to the Women of Faith Conference with me in KC….it is a life-changing event and I know that not everyone can afford it right now, but I know they would be blessed. God is good!
If I had $600.00, I would put it towards some of my needs that I am currently juggling to pay since I am unemployed. My needs are medications, an oil change and gas for my car to continue to look for work.
an inexpensive surround system for my TV/consoles would be my purchase of choice.
If I had $600 extra, I would save and invest it. Hopefully, the stock market has nowhere to go but up!
If the bank gave me $600 I would buy a suit for my husband to wear to my best friend’s wedding and use the rest to pay additional principal on our mortgage.
If the bank gave me $600, I’d put it towards taking my grandmother to Dreamworld to walk with the tigers, which is $700 not including the entry fee, and I’ve confirmed they have wheelchair access.
I’d put it toward a racing bike for the Ironman I’ll be completing next year with Team in Training.
If my bank gave me $600 I would use it to pay the principle on the the loan I have with them.
I would save the $600 for a rainy day!
I would use the $600 my bank gave me in the following ways: I would use 10% as an offering for my church, leaving me $540 , of which I would spend $500 to pay on a loan and $40 for myself to buy flowers for my humble abode. Thank you.
If my bank gave me $600 now I would use it to pay down my short term debt.
I would give it to my wife and say, “enjoy”
If the bank gave me $600, most of it would go to car repairs, but I’d also get my son some clothes and books. Sorry, nothing elaborate here.
If the bank gave me $600, I would apply it towards my car loan. I am trying to live debt free!!!
if the bank give me $600, I save it for christmas, and give it to the poor kids over here in the philippines.thanks
I would spend it on bills and maybe a few new books as well!
I would take my kids on a short trip to Disneyland.
I would likely save this money and place it in my emergency cash fund.
If the bank gave me $600, I would add it to my current fund I am setting aside to pay down on a used car for my daughter who is getting ready to be 16 and get her license. I currently drive a 1990 GMC pick up in need of a paint job. I am saving to buy a car that I can drive until it becomes hers. I am working on my goals of becoming debt free and living below my means.
I would use it for Christmas gifts.
I would put it in a saving account. Have to keep something in case of sickness.. Hubby does not get sick pay. That savings might very well be much needed food. I use a credit card to get the rebates, & pay them off at the end of the month.
I would put it towards a vacation…it’s been way too long!!
If the bank gave me $600 I would pay off our Visa card!
If bank gave me 600 I would use towards my gas and electric bill. Although I would want to get a TV because we dont have one lol.
I would use it to pay bills; it will probably go fast, but a big help. lol
If I was given $600.00, I would: save 1/6th of it for a wonderful Thanksgiving dinner. Another 1/6th of it would be for my son’s first birthday that is coming up in exactly two weeks from now, on the 27th of October. One-third of it would be for winter clothes for my family. The last third of it would be split up into a Christmas tree savings fund, presents, and a $50.00 donation to St. Joseph’s Indian School in Chamberlain South Dakota for abused Native American children. (www.aktalakota.org). Thanks for giving me an extra reason to think about what I might do with $600.00
If my bank gave me $600 I would use the money to pay some bills. I know it sounds oh brother kind of answer but that is what I would have to do at this time. I might save some for a fun since everyone in this world deserves a little fun now and then.
I would spend it on new golf clubs! Not bills, not practical stuff like that at all…
If my bank gave me $600, I would use it to pay down my credit card