ING Direct 1% Cash Back Checking Account Promotion

With online savings account interest rates continuing to hover around 1% APY, finding risk-free, high-interest alternatives has proven to be very difficult. Generally speaking, the higher the interest rate, the higher the risk in seeing your money returned but from October 1st thru November 30th, ING Direct is offering a way to earn interest AND cash back at the same time.

Before you start planning these vacation purchases from your ING Direct Electric Orange Checking Account, it should be noted that the 1% cash back is only earned on debit purchases of UNDER $50. The cash back you can earn is unlimited but anything over this amount will not receive cash back. This means that the maximum amount of cash back you can earn on each purchase is just $0.50. All cash back will be applied to your account by the 15th of the following month and it does not matter if you choose debit or credit when making your purchases, both apply.

For years now, ING Direct has been a leader in consumer banking and sports the following tiered interest rate on their Electric Orange Checking Account:

Cash BalanceInterest Rate
$0 - $49,9990.20%
$50,000 - $99,9990.85%

When combined with the cash back opportunity, account holders can earn over 2% back on their deposited funds, making the ING Direct Electric Orange Checking Account the best for interest rates over the next two months. Finally, in addition to great customer service and a top notch interest rates, customers are provided the following amenities:

  • Free MasterCard® Debit Card for all purchases
  • Free Online Bill Pay
  • Free access at over 35,000 ATMs – find one near you
  • Free postage – we’ll mail your paper checks for you

Topics: Banking

One Response to “ING Direct 1% Cash Back Checking Account Promotion”

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