Comments on: List of Free Online Checking Accounts

By: Trade Stock Online

Trade Stock Online — Tue, 07 Feb 2012 08:36:37 +0000

One reason to avoid online banks is that you may run into bad customer service. With a brick-and-mortar bank, you’ll likely have some familiarity with the staff. At a small credit union, the staff might know you well.

By: JL

JL — Wed, 09 Nov 2011 15:02:36 +0000

B of A still has a free checking account called ECHECKING, just avoid going to a teller and get your statement electronically to avoid the 8.95 fee.

By: CheckingAccount.com

CheckingAccount.com — Sun, 23 Oct 2011 22:59:26 +0000

We have found that both Ally Bank as well as ING are both offering some of the highest rates for standard checking deposit accounts. Although there are a few other banks that are now offering free accounts since BofA initiated their new fees on standard checking accounts.

By: Business Courses

Business Courses — Wed, 17 Aug 2011 08:10:40 +0000

Are any of these checking accounts available to non-US residents? Sometimes I find books and other things that are only available there and it would be good to have a US checking account for purchasing goods from stores that don’t accept Paypal or non-US credit cards.

By: Nate

Nate — Thu, 28 Jul 2011 12:12:10 +0000

ING Direct gives you a $25 bonus for signing up with them …

By: vince

vince — Thu, 26 May 2011 10:56:46 +0000

I like small banks,they will work with you more, but most bank will charge you a fee for something, like atm,late charge, low blance charge.

By: DR

DR — Sun, 10 Apr 2011 11:57:52 +0000

Debbie, as for the checking account, any of the accounts here accept direct deposit. As for a credit card, sometimes a secured credit card is the only option when you have no credit or bad credit. As for an unsecured card with bad credit, I'd suggesting giving Orchard Bank credit cards a try. Good luck.

By: Debbi Romaniuk

Debbi Romaniuk — Sun, 10 Apr 2011 03:25:14 +0000

I am looking for a checking account that I can have my SSI direct deposited to as well as have other moneys transferred to if need be, such as a personal loan or a wire. I am also very interested in trying to build my credit. I have never had a credit card and from what I have been told the way to build your credit is to have a credit card and make the monthly payments. I have applied for credit cards but they always want me to pay an activation fee plus deposit $500 before I can use it. If I had that kind of money I wouldn’t need a credit card. I don’t have the best credit due to my divorce and being the single mom of 4 kids, but if I could just get one chance to have a credit card that is unsecured or a loan that I could pay back then it would give me a fresh start and an opportunity to move forward and build my credit. I hope there is something that your bank can assist me with.

Thank You

Sincerely,
Debbi Romaniuk

By: DR

DR — Fri, 12 Nov 2010 03:40:43 +0000

Becky, I like the Electric Orange account fro ING Direct. It pays interest and the website is very easy to use. Low fees, too.

By: Becky, in GA

Becky, in GA — Mon, 20 Sep 2010 17:45:12 +0000

Unfortunately, Suntrust is going to be charging fees to small business accounts, so looking for bank with free business banking. My tiny company cannot afford monthly fees.