Comments on: ChexSystems: The Banks’ Secret WatchDog is Watching You

By: john

john — Sun, 12 Feb 2012 03:28:17 +0000

U.S. Bank is as bad as they get. I’m in CS for “Account Abuse.” Tried to get an explanation, they couldn’t. Tried to get them to send “verified” information, they wouldn’t and I tried to get them to explain how they went about verifying information. Nothing was provided.

Scew em. I filed a lawsuit against Chex Systems, Inc. am looking for $10,000.00. I’m sure…Account abuse. I kicked and spit on my account…

We’ll see how this goes and I’ll report back.

By: Sue

Sue — Mon, 15 Aug 2011 20:16:27 +0000

I recently had a snotty little clerk at my bank of 5 years shut my account down because she got her widdle feelings hurt when I told her she was full of it so now out of total spite she not only froze my account but also shut it down totally and sent me a letter the other day telling me I was being reported for FRAUD to this place.

What happened was this: I am an independent contractor and I provide accounting services to various small businesses (yeah I know, total irony) and one of my clients are an elderly couple in their 80′s. The wife wrote me a check for my weekly accounting on a Friday afternoon without knowing that the husband was down at the bank closing the account so that he could get the former bookkeeper off of it. When the check bounced out of my account back to theirs this little with called me accusing me of FRAUD! I naturally got a little um testy, shall we say and that’s when she player her power trip with all of this. The bank never even bothered (US Bank) to call the people who wrote me the check OR to call the other bank to verify what I had told them was true. If they had, this would have all been done and over with but as it stands now my US Bank account is going to be reported to this ChexSystems for no legitimate reason other then one immature clerk playing a power trip. Do I have any recourse to get this stricken off of my account with ChexSystems?

By: StopChex

StopChex — Fri, 11 Sep 2009 13:34:24 +0000

You’ve provided some excellent information about ChexSystems! It’s amazing how many people end up with ChexSystems problems. Unfortunately, many banks are getting even stricter with their denial of new accounts based on ChexSystems information, as they try to increase their profits.

By: Larry Johnson

Larry Johnson — Mon, 15 Jun 2009 17:20:05 +0000

It is possible to open a checking account even if your ChexSystems report is not perfect. Some financial institutions will offer you a second chance if you complete an education course designed to teach you the why’s and how’s of managing your new account. Ask your local credit counseling agency or search online for a program called “CheckWise”.