Discover More Card (Wildlife Edition)
The Discover More Card (Wildlife Collection), offers a 0% balance transfer offer for 12 months. This can allow you to pay down other high interest debt or use interest free money to invest in a business or whatever you need. The Discover More Card (Wildlife Collection) is designed for those with very good credit who want a balance transfer and cash reward credit card. The card has no annual fee, an attractive 0% introductory rate on purchases for six months, and a 0% introductory rate on balance transfers for 12 months.
Through the rewards program, you can earn a 5% Cashback Bonus in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
As an added bonus, cardholders can earn up to a double Cashback Bonus when redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
Aside from the reward program, the card also offers many platinum benefits, including auto rental insurace, travel accident insurance, and fraud and security protection services. Cardholders will also have access to discounts on products and services at participating merchants and retailers.
Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback BonusŪ award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the DiscoverŪ More(SM) Card - Wildlife Collection has to offer.
*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback BonusŪ award.
You can also review other balance transfer cards on our 0% Balance Transfer Credit Cards page.
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