0% Balance Transfer Offers

Balance transfer offers are a great way to consolidate high interest debt, transfer home equity loan balances to 0% APR interest rates, or to simply put the money in a savings account to earn interest. Whatever you chose, a 0% balance transfer gives you access to money with no interest. Listed below are some of the best no interest credit card offers available, along with an easy and secure way to apply online for these money saving cards.

Here are the top choices among 0% BT offers:

Discover More Card 0% BT and purchases for up to 6 months + Up to 5% Cash Back!	Citi Platinum Select 0% Balance Transfers and 0% on purchases for up to 12 months

Citibank 0% Balance Transfer Offers

Citi Platinum Select MasterCard--Up to 12 Months 0% Balance Transfer

The longest available balance transfer offer is the Citi Platinum Select MasterCard. In addition to a 0% APR balance transfer feature for up to 12 months, the card has no annual fee and currently comes with a regular APR as low as 10.99%. I even prefer this card over several no fee balance transfer offers that last just 6 months. You can visit www.citibank.com for more information or to apply. Here are some more details about the card:

Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee 0 Balance Transfer Credit Needed 0%* up to 12 months* as low as 11.99%* None* Yes* Excellent/Good Credit*

Citi mtvU Platinum Select Visa Student Card with 6 Month Balance Transfer Offer

For students looking for a balance transfer option, the Citi mtvU card is the best alternative. The no interest transfer rate is good for 6 months, and the card has no annual fee. Like most student credit cards, the regular APR is high, so the card is best for those who pay off their balances each month. You can visit www.citibank.com for more information or to apply. Here are some more details about the card:

Citi® mtvUTM Platinum Select® Visa® Card for College Students
	0% APR* on Purchases and Balance Transfers for 6 Months Earn 5 ThankYou Points® for Every Dollar you Spend at Restaurants, Bookstores, Record Stores, Movie Theaters and Video Rentals Stores. Earn 1 ThankYou Point for Every Dollar You Spend on All Other Purchases. Earn 25 ThankYou Points Every Month When You Pay on Time and Don't Go Over Your Credit Limit Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA Redeem Points for Gift Cards, Travel, Electronics, Music, and More No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months* 17.24%* None* Yes* Good Credit*

Discover 0% Balance Transfer offers

Discover More Card-6 Month 0 Balance Transfer

The Discover More card comes with a number of benefits, including a 6-month 0 balance transfer. While it's not the longest balance transfer available, the card also comes with up to 5% cash back and has no annual fee. To get more information on the card and to apply online, visit www.discover.com.

Discover® More Card
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover Open Road Card-6 Month 0 Balance Transfer Offer

The Discover Open Road card combines a 0% balance transfer feature with 5% cash back on gas and car maintenance on the first $100 spent each month. The card has no annual fee, and offers up to 1% cash back on all other purchases. To get more informaiton on the card and to apply online, visit www.discover.com.

Discover® Open Road Card
	Double Cashback Bonus on grocery store purchases in November and December* 5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months for Purchases & Balance Transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

Escape by Discover® Card
	25,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase the First 25 Months Unlimited Double Miles on All Purchases Book Any Travel, Anytime with No Blackout Dates or Restrictions 2 Additional Miles for Every $1 You Spend Through ShopDiscover, Our Exclusive Online Shopping Site Enhanced Travel Benefits Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles $60 Annual Fee *View Discover® Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0% 6 months as low as 11.99%* $60* Yes* Excellent Credit*

Discover® More Card - American Flag
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover® Motiva Card
	Double Cashback Bonus on grocery store purchases in November and December* 5% to 20%Cashback Bonus® at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Free payment by phone or online - even on your payment due date Choose a payment due date that meets your needs Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 3.99%* 6 months on Purchases & 12 months on Balance Transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

Discover® More Card - Monogram
	More ways to earn more cash than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover® More Card - Clear
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover® More Card - Sealife Collection
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover® More Card - Wildlife Collection
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

We have created a proprietary 0% BT Index, which determines the actual cost of 0 APR balance transfers, factoring in balance transfer fees and the applicable APR after the balance transfer offer expires. In addition to the information provided here, the balance transfer index may help you choose the best 0 APR offer to meet your financial needs.

Miles by Discover® Card
	Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 mile for every $1 on all your other purchases Unlimited miles that never expire* Redeem for travel credits to your account, gift cards from any of our 70 brand-name partners, or cash starting at just 1,000 miles No annual fee *View Discover® Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 12 months on purchases & 6 months on balance transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.