Credit Cards and Prepaid Debit Cards for People with Poor Credit

The following list of credit cards and prepaid cards are designed for people with bad or poor credit. These cards, some of which are fee based, by themselves will not help build your credit. However, you can improve your credit by making at least the minimum payment on time each month and keeping the card's balance below the credit limit.

Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
  • Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
  • Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
  • E-Mail and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
  • On-call Customer Service Representatives to Assist You with Questions or Concerns
Intro APRIntro APR
Period		Regular
APR		Annual
Fee		Balance
Transfer		Credit
Needed
N/AN/A7.90% - 19.90%$39 - $79NoPoor

Public Savings Bank Secured Black Card
Public Savings Bank Secured Black Card
Public Savings Bank Secured Black Card
  • 0% APR for 6 Months on All Purchases
  • Unauthorized Use Protection
  • As Low as $300 Minimum Deposit FDIC Insured Account
  • Up to $1M Credit Limit
  • Income, Credit and Employment Not a Factor
  • We Report to All 3 Major Credit Bureaus Within 30 Days of the First Statement Cycle
  • Worldwide Acceptance
  • *Terms and Conditions Apply
Intro APRIntro APR
Period		Regular
APR		Annual
Fee		Balance
Transfer		Credit
Needed
0% APR for 6 Months6 Months11.24%0NoN/A

AccountNow® Prepaid Visa®
AccountNow® Prepaid Visa®
AccountNow® Prepaid Visa®
  • iAdvance Line of Credit, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
  • FREE Credit Builder
  • FREE Online Bill Pay
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable With a $10,000 Balance
Intro APRIntro APR
Period		Regular
APR		Annual
Fee		Balance
Transfer		Credit
Needed
N/AN/AN/A$0NoN/A

Platinum Zeroâ„¢ Secured Visa® Credit Card from Applied Bank®
Platinum Zeroâ„¢ Secured Visa® Credit Card from Applied Bank®
Platinum Zeroâ„¢ Secured Visa® Credit Card from Applied Bank®
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Wont Change - Even If Youre Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit and Income Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting!
  • *Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
Intro APRIntro APR
Period		Regular
APR		Annual
Fee		Balance
Transfer		Credit
Needed
N/AN/A0%$0*NoPoor

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