Credit Cards and Prepaid Debit Cards for People with Poor Credit
The following list of credit cards and prepaid cards are designed for people with bad or poor credit. These cards, some of which are fee based, by themselves will not help build your credit. However, you can improve your credit by making at least the minimum payment on time each month and keeping the card's balance below the credit limit.
| Public Savings Bank Secured Black Card |
 |
- 0% APR for 6 Months on All Purchases
- Unauthorized Use Protection
- As Low as $300 Minimum Deposit FDIC Insured Account
- Up to $1M Credit Limit
- Income, Credit and Employment Not a Factor
- We Report to All 3 Major Credit Bureaus Within 30 Days of the First Statement Cycle
- Worldwide Acceptance
- *Terms and Conditions Apply
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
11.24% |
0 |
No |
N/A |
|
| AccountNow® Prepaid Visa® |
|
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| N/A |
N/A |
N/A |
$0 |
No |
N/A |
|
| Platinum Zero™ Secured Visa® Credit Card |
|
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Wont Change - Even If Youre Late!
- ZERO Turn Downs - Guaranteed Approval*
- ZERO Credit and Income Requirements
- ZERO Application Fees
- ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting!
- *Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| N/A |
N/A |
0% |
$0* |
No |
Poor |
|
