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Sarah Kaufman is the editor-in-chief of The Manilla Folder at Manilla.com, a free service that helps you manage your bills, finances, utilities, daily deals, travel and rewards programs, and subscriptions — all in one place. Sarah is also a regular contributor to Yahoo! Finance, Good Housekeeping, Woman’s Day, Redbook, The Motley Fool, and other major sites. For advice on money and career development, visit The Manilla Folder.