Sarah Kaufman is the editor-in-chief of The Manilla Folder at, a free service that helps you manage your bills, finances, utilities, daily deals, travel and rewards programs, and subscriptions — all in one place. Sarah is also a regular contributor to Yahoo! Finance, Good Housekeeping, Woman’s Day, Redbook, The Motley Fool, and other major sites. For advice on money and career development, visit The Manilla Folder.

3 Ways Re-Adjusting Your Budget Can Boost Your Credit


Budgeting helps you track your spending, save for retirement, and stay aware of your overall financial standing. But did you know it could also lead to new financial habits that can help boost your credit? Check out these ways re-adjusting your budget can up your score. 1. Lower your utilization ratio Your credit utilization ratio […]

Published or Updated: December 24, 2013

3 Lesser-Known Ways To Improve Your Credit

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You pay your bills on time, you pay your balances in full, and you haven’t acquired massive amounts of credit card debt. But is your credit score where it could be? Take a look at these three lesser-known tips that could give your score a quick boost. 1. Increase your credit limit Increasing your credit […]

Published or Updated: April 3, 2014