Financial Fitness Comes From Physical Fitness

Financial Fitness

When I was a wee lad growing up in the countryside of northern New Jersey, life was good.  I had a loving family, a small house with a good amount of land to run around and good friends.  But if there was one thing I could change about my life back then, it was the […]

Published or Updated: July 8, 2011

FNBO Direct Offering 1.35% APY Bonus Rate Through March 2012

FNBO Direct

For the past two years, I’ve been doing everything I can to pay down debt.  With interest rates as low as they are (and continuing to free fall), it makes more sense to me to save on costly interest payments than to save money.  However, I do understand the importance of having an emergency fund […]

Published or Updated: March 5, 2013

Progressive Snapshot Is a Money Saver

Snapshot Discount

In May, I wrote about how I decided to install Progressive Snapshot, a device that tracks the performance of my car while I drive.  This device can tell you at what time you’ve driven, how fast you drive and at what speed.  Progressive offers this service to all policyholders who drive a vehicle launched 1996 […]

Published or Updated: July 1, 2011

Current Money Exchange Rates

Exchange Rates

There are two primary reasons why you would care about current exchange rates.  Either you’re planning to leave the country and need to budget the amount of money you have against the other countries economy, or you’ve done some investing and exchange rates dictate the profit you can make.  I’ve never had the pleasure of […]

Published or Updated: February 1, 2012

Aurora Bank is the King of CD’s

Aurora Bank

For anyone who hasn’t lived in or visited the state of Delaware, I’ve gotta tell you it’s pretty small.  Whenever my family and I would drive to and from Florida for vacation, we would pass through the state of Delaware on I-95 and it never took longer than 20 minutes.  But even though Delaware is […]

Published or Updated: September 21, 2011

Is the IRS Friendlier Than It Used To Be?

Growing up, I had always been under the impression that the IRS was the most brutal of government agencies.  To receive an audit from them was nothing short of misery and once the IRS had you in their sights, there was no escaping the financial nightmare.  Now, having experienced the IRS a few times on […]

Published or Updated: June 28, 2011

How To Use Complaining as an Effective Refund Strategy

Complaining

When you think of complaining, you usually do so with a negative context.  Complaining is the result of unhappiness and powerlessness and if you hang around people that are constantly complaining, you’ll find your mood to take a sudden shift downward. Earlier in life, I would get agitated at people that complained about every little […]

Published or Updated: June 28, 2011

What Makes Ivy League Schools So Darn Attractive To Students?

Ivy League

Oddly enough, the schools that comprise the Ivy League, eight private institutions located in the northeastern United States (Brown University, Columbia University, Cornell University, Dartmouth College, Harvard University, Princeton University, the University of Pennsylvania, and Yale University) did not receive their name for academic reasons. The term Ivy League, or the “Ivies” was first coined […]

Published or Updated: June 23, 2011

Can You Put a Price on Safety?

Home Security

When I lived in an apartment in Boston, my apartment was broken into while I was at work.  I came home to a front door that was lifted off its hinges and carefully placed in the hallway next to where I left it (closed and locked) that morning.  The place was ransacked and all my […]

Published or Updated: March 22, 2012