Citi Dividend World MasterCard $300 Cash Bonus

August 26, 2011

Even with a struggling economy, credit card issuers continue to increase initial bonus offers to entice new customers.  Today, it’s Citi’s turn and for a limited time only, they will be offering a $300 cashback bonus on the Citi® Dividend World® MasterCard®.  The $300 cashback bonus is the LARGEST bonus available on a consumer credit [...]

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Warren Buffett Controls the Stock Universe

August 25, 2011

Earlier this month, I wrote about how I finally got around to opening my very own OptionsHouse IRA.  What I didn’t tell you was that I took my initial $5,000 and invested it solely in one company.  Bank of America (BOA) was down nearly 40% for the year, more than 60% from it’s 52-week high [...]

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Kids With Jobs = Kids With Futures

August 25, 2011

One of the most important things my parents taught me when I was young, was self reliance.  At the time, I hated them for it because I thought having a job before I was in college was stupid.  Anything I wanted should be provided for by them and rather than earn money on my own, [...]

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When Does Frugality Turn Into Cheapness?

August 23, 2011

Imagine you’re walking down an abandoned street with no-one in sight.  Enjoying the beautiful and peaceful day, you spot a penny on the ground.  Would you bend down, pick up the penny and put it in your pocket?  What if that penny was a nickel, a dime, a quarter … and so on, all the [...]

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How To Lower the Closing Costs on a Home Purchase or Refinance

August 20, 2011

If you’re new to the home buying process, you may be a little surprised at the fees and costs you pay over and above the cost of the home. Unbeknownst to ill-prepared home-buyers, there’s actually a good amount of money that will be due when you’ve finally “closed” on the home. These fees are aptly [...]

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Which Family Cell Phone Plan Comes Out on Top?

August 19, 2011

With so many cell phone plans to choose from, it can be a bit overwhelming. Choosing the family plan that maximizes the money you spend while getting solid coverage and other perks is very important. Today, we will aim to make that task a bit easier for you. Let’s take a look at four of [...]

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EverBank Online Banking Review

August 17, 2011

Offering a wide variety of deposit themed options, EverBank continues to expand its market share for every kind of banking customer.  Founded in 1961 and formed in 1994, EverBank’s headquarters are located in Jacksonville, Florida. And as a testament to how well EverBank continues to progress, the field on which the Jacksonville Jaguars plays its [...]

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How to Maximize Your FDIC Insurance Coverage

August 15, 2011

When you walk into the bank, it’s hard not to notice the display notifying customers that the bank is FDIC insured.  Despite people’s familiarity with the notice, there are many misconceptions about what FDIC insurance actually entails.  Some people think that all of the money they deposit into the bank, regardless of account type, is [...]

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My OptionsHouse IRA Took a Little Elbow Grease to Open

August 12, 2011

On Monday, I decided that it was finally time to open my very own Traditional IRA.  I made this decision for two reasons, the first and most important of which was to finally start tucking money away for my retirement.  I’m still only 26 years of age but those next 35 have a way of [...]

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