When Does Frugality Turn Into Cheapness?

Cheap

Imagine you’re walking down an abandoned street with no-one in sight.  Enjoying the beautiful and peaceful day, you spot a penny on the ground.  Would you bend down, pick up the penny and put it in your pocket?  What if that penny was a nickel, a dime, a quarter … and so on, all the […]

Published or Updated: August 23, 2011

How To Lower the Closing Costs on a Home Purchase or Refinance

Closing Costs

If you’re new to the home buying process, you may be a little surprised at the fees and costs you pay over and above the cost of the home. Unbeknownst to ill-prepared home-buyers, there’s actually a good amount of money that will be due when you’ve finally “closed” on the home. These fees are aptly […]

Published or Updated: August 21, 2011

Which Family Cell Phone Plan Comes Out on Top?

Verizon

With so many cell phone plans to choose from, it can be a bit overwhelming. Choosing the family plan that maximizes the money you spend while getting solid coverage and other perks is very important. Today, we will aim to make that task a bit easier for you. Let’s take a look at four of […]

Published or Updated: June 12, 2013

EverBank Online Banking Review

Everbank Banner 2

Offering a wide variety of deposit themed options, EverBank continues to expand its market share for every kind of banking customer.  Founded in 1961 and formed in 1994, EverBank’s headquarters are located in Jacksonville, Florida. And as a testament to how well EverBank continues to progress, the field on which the Jacksonville Jaguars plays its […]

Published or Updated: January 19, 2012

How to Maximize Your FDIC Insurance Coverage

FDIC Logo

When you walk into the bank, it’s hard not to notice the display notifying customers that the bank is FDIC insured.  Despite people’s familiarity with the notice, there are many misconceptions about what FDIC insurance actually entails.  Some people think that all of the money they deposit into the bank, regardless of account type, is […]

Published or Updated: August 14, 2011

My OptionsHouse IRA Took a Little Elbow Grease to Open

OptionsHouse Banner 6

On Monday, I decided that it was finally time to open my very own Traditional IRA.  I made this decision for two reasons, the first and most important of which was to finally start tucking money away for my retirement.  I’m still only 26 years of age but those next 35 have a way of […]

Published or Updated: June 6, 2013

6 Unexpected Expenses New Homebuyers Should Know

Quicken Loans

When first-time homebuyers finally close the deal on their first home, they are often so focused on the price of the home and the mortgage, that they forget about the other expenses involved with the closing process. Here we’ll take a look at some of the typical fees that often catch first-time homebuyers by surprise, […]

Published or Updated: January 29, 2012

Capital One Classic Platinum Credit Card Review

The very first credit card I ever owned was the , and here I am 8 years later, still pulling it out of my wallet from time to time.  Designed for cardholders with limited to average credit (which is exactly what I had after taking out a plethora of student loans) this card is simple […]

Published or Updated: February 28, 2014

How Do Points Affect Your Auto Insurance Rate?

For the most part, the motor vehicle administrations located statewide throughout the United States have “point systems” which are used to track accidents and violations that impact your driving record. This point system is especially pertinent when one is looking to purchase car insurance. Car insurance companies will order a copy of the applicant’s driving […]

Published or Updated: August 8, 2011