What Are ETFs (and Are They a Strong Investment Option)?

Most investors are familiar with mutual funds and index funds. But what are ETFs (also known as exchange traded funds)? What’s the difference? In a mutual fund, investors pool their investment dollars, and fund managers decide how to invest that money. Investors are typically involved with certain aspects of the fund: strategy, what sorts of […]


CD Early Withdrawal Penalties May Blow Your Mind

With interest rates on savings accounts at historic lows, certificates of deposit (CDs) are on the minds of many. The longer the term, the higher the rate of return. That also means a longer period of your money being locked up — out of reach for emergencies and/or unexpected life changes. Herein lies the rub […]


SimplyCash® Plus Business Credit Card from American Express Review

We’ve reviewed our fair share of small business credit cards over the last few years. While many of them offer rewards to small business owners, the annual fee and overall benefits package just isn’t quite enough. Let’s be honest here: credit cards have a very bad rap. They’re debt traps for consumers who don’t understand their […]


5 Unique Alternatives to Savings Accounts to Save Money Now

It’s no secret that savings accounts are struggling to entice new customers. With every week that passes, savings account rates are falling lower and lower. Online banks have proliferated the marketplace. They boast more impressive rates overall than the bricks-and-mortar institutions, but even their yields have been far from show-stopping. This is all by way […]


Chime Bank Review: Fee-Free Banking [Plus a 10% Roundup Bonus!]

There are few things more annoying in my life than recurring, nominal bank fees. I find it amazing that, even at the age of 32, few things can rile me up more than looking over a bank statement and finding a $9.99 monthly charge. Good thing then, that Chime — a new platform that is […]


Gold Delta SkyMiles Credit Card from American Express 30,000 Bonus Miles Review

Founded in 1924, Delta Airlines is the largest airline operating under a single ticket in the world.  Delta flies to all six major continents (Antarctica not included) and is responsible for more than 4,000 flights each and every day.  If you fly Delta, American Express has designed a line of credit cards specific to your […]