What Kind of Mortgage Does Your Credit Score Qualify For?

You’re probably already aware that your credit score plays an important role in your ability to apply for a mortgage. But what you may not realize is that it even limits the types of loans and loan programs that you are eligible to apply for. Here are the minimum credit score requirements for the three […]


Is a Spousal IRA Right for Your Retirement Savings Needs?

The spousal IRA, also known as the Kay Bailey Hutchison Spousal IRA, is a special provision IRA that is available to spouses who do not work outside the home. It gives such spouses the ability to create and fund their own IRA, even though they do not earn income. This is a powerful advantage for […]


How to Maintain Insurance (For Your Health!) When You Retire Early

Are you planning to retire early? You’re certainly not alone! It is, of course, a major challenge just to accumulate the type of investment portfolio that will make early retirement possible. But many planning on early retirement forget to plan for one additional detail: adequate health insurance. With what health insurance costs today, is not […]


What You Need to Know About Credit Scores and Student Debt Refinancing

One of the dilemmas facing people who have large student loan debt is the difficulty in refinancing student debt. They seek to move their existing notes to loans with both lower interest rates and lower monthly payments. The problem is, refinancing generally requires either good or excellent credit. The credit score requirement may be too high […]


5 Reasons Never to Roll a 401k Into an IRA

A question came in on the Dough Roller Facebook group in regard to rolling a 401(k) plan over into an IRA: “I’ve got a 401K from prior job and 401K from current employer. Between the 2 I’ve got all the funds I need with good fee structure. But, I keep hearing roll the old 401K […]


Can You Really Pay Off Your Mortgage Early with a HELOC?

There’s a new strategy floating around the personal finance world: paying off your mortgage faster with a home equity line of credit, commonly known as a HELOC. The strategy alleges that you can pay off your mortgage in just a few years. Will it work? On paper it’s brilliant, but I think most of us […]