Early Retirement and Paying for Kids’ College: Are They Compatible?

Prioritization is the keystone of any successful financial plan. This is especially true with retirement planning, and even more so with early retirement. So, what happens if you would like to retire early, but have children slated to start college right around the same time? How do you prioritize both saving for your retirement AND […]


How One Bank is Changing the Way You Get a Mortgage

If you have ever applied for — or successfully taken on — a mortgage, you can easily appreciate the complicated nature of the process. There is a host of causes, but Bank of America is trying to ease the process. Their new Home Loan Navigator is making things simpler for all by putting more of […]


How to Determine Your 401(k) Fees

You are probably already figuring out how much money to contribute to your 401(k) plan every year. More than likely, you also spend time learning how best to invest the money. One thing many people neglect, however, are 401(k) fees. Small fee changes each year can make big differences in the performance of your plan […]


Want to Retire Early? You Need to Cut Expenses Now

It seems that many people under the age of 50 are planning for (or at least dreaming of) early retirement. Making that happen, though, requires a concerted effort. You’ll need to save an outsized percentage of your income, and invest it consistently. You’ll also have to cut your living expenses, and probably by a lot. […]


Banks vs. Credit Unions — Which Is The Best Option?

Credit union versus a bank–which is best for you? It’s a question that is not easily answered. While there are significant differences between the two, there are also a lot of similarities. Whether a credit union or bank is best depends upon what is most important to you. Choosing between a bank or credit union […]


How to Find the Best Mortgage Lender

There are more choices for mortgage lenders now than ever before. The brick-and-mortar banks are still there, of course, as are the mortgage brokers. Now, though, there are also online lenders and online mortgage aggregators, providing you with access to hundreds of lenders. Finding the best mortgage lender can be a challenge. It’s not possible […]