Why a Solo 401(k) is the Best Retirement Plan for the Self-Employed

If you’re self-employed, you have several retirement plan options available to you as an individual or small business owner. The best retirement plan for the self-employed, though, is probably the Solo 401(k). Also called an individual 401(k), it has similar advantages to the traditional, employer-sponsored 401(k) plans available to large companies. However, it brings with it […]


Why Stocks Are the Best Hedge Against Inflation

A general assumption has formed among many in the personal finance realm that stocks do well during times of low inflation, and commodities are the go-to investment during times of high inflation. But is this even true? While there’s a case to be made for holding commodities during times of high inflation, long-term performance strongly […]


Is Juggling Multiple IRAs Actually Working Against You?

It’s entirely possible that many of you are walking around with multiple IRAs in your portfolio. This is especially true if you have worked for several employers over the years, with a retirement plan at each. As you left each employer, you may have set up a separate IRA to take the retirement plan rollovers, […]


Preparing for Retirement Late in the Game

If you’ve come around late in preparing for retirement, take heart… you’re part of the majority. Data compiled by the Federal Reserve indicates that the average American household has only about $5,000 saved for retirement. I don’t know about you, but that won’t get me very far in my later years. Retirement planning isn’t one […]


Is the EverBank MarketSafe CD a Good Choice For You?

EverBank has established itself as a unique player in the web-based banking universe. The bank has only a few branches (all in Florida), but does business primarily on the internet with people in all 50 states. They offer some of the most unique investment products available. This includes the MarketSafe CD, which functions as a […]


Everything You Need to Know About Real Estate Crowdfunding

Real estate crowdfunding: you may or may not heard of it, but the concept is quickly growing among investors. In a sense, crowdfunding is doing for real estate investing what Lending Club and Prosper are doing for personal loans. They are acting as online peer-to-peer marketplaces that match investors with borrowers, often under better financial […]