Why Credit Unions May Be the Best Source for an Auto Loan

When it comes to purchasing a car and getting a loan, buyers naturally tend to think of borrowing from the bank first. The other common alternative is to get financing directly from the car dealer. However, there’s a third option that doesn’t get nearly enough attention: the credit union. Credit unions may actually be the […]

How to Remove a Cosigner From a Student Loan

Millions of college students and college graduates have student loans that another party, usually their parents, cosigned for. This makes perfect sense. When you’re a college student or recent high school graduate, you don’t have the income or credit history to qualify for a large student loan. But you need these loans to cover tuition, […]

5 Ways New College Grads Can Avoid Ruining Their Credit

Not fully understanding the intimate link between spending habits and debt, new college grads fail to learn how to establish credit and run the risk of ruining it. The worst part is they may not even necessarily know they’re doing it (or how)… until it’s too late. The risk mostly comes down to spending patterns. […]

Charles Schwab Intelligent Portfolios Review: A Free Robo-Advisor?

As robo-advisors are sweeping across the investment universe, large investment brokers are adding their own versions. Charles Schwab has decided to put their hat into the ring, too, with its Intelligent Portfolios. This is an interesting development, considering that Charles Schwab & Co., Inc. pioneered the discount brokerage concept. Of course, it was originally tailor-made […]

Are Robo-Advisors Worth It? 5 Reasons NOT to Use One

In 7 Simple Reasons Why You Should Use a Robo-Advisor, we made the case for why and how a robo-advisor can work for you. But are robo-advisors worth it? Despite their rising popularity, they’re not the perfect investing platform for everyone. In this article, we’ll look at five reasons you should not be using a […]

How a Taxable Investment Account Can Make You a Better Investor

Early retirement has become a popular financial topic in recent years, and it’s easy to see why. Who wouldn’t want to pack it in early and start enjoying the good life while you’re still young and healthy? But as attractive as the idea seems, there are a few obstacles that don’t get a whole lot […]