Retirement Income Security Made Simple

September 1, 2011

If you’re about to retire, you’ve got to be deadly serious about your retirement income security. All kinds of thoughts might be running through your head; “What if I need more income for some unexpected reason? What if my investments don’t do as well as planned? What if I live longer than I expect? Should [...]

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We Are All Consultants Now

April 29, 2011

In trying to understand the way jobs are evolving, particularly for white collar professions, I find two phrases quite useful: We are all between job searches. All jobs are now contract consulting jobs. “Whoa, wait a minute!” you might exclaim. “I have a steady job!  I’ve been there for 5 years, and I’m a full-time [...]

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3 Reasons Why Credit Cards Are Your Friend

April 21, 2011

While we definitely don’t recommend overusing credit,  a credit card can be a really useful tool in your credit arsenal if you know how to use it properly. It can help you positively build your credit history, give you rewards like cash back when you use it, and help protect your money better than a [...]

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Credit Cards Stack Up Well Against Interest Rates

April 19, 2011

For most of the 20th century interest rates in the USA moved in a range that would swing like a monetary pendulum with a center of gravity around 10 percent. Many people born during the baby boomer generation, for example, lived through decades when financial planners advised that borrowing money for anything in the single [...]

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How Will a Government Shutdown Affect Workers?

April 7, 2011

Our government is currently entrenched in a game of chicken, with both political parties staring each other down to see who blinks first. At stake is the passing of a spending bill, which is essential to keep our government running without interruption. If no agreement is reached by April 8th, then the government will not [...]

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Which Account is Best for You? Money Market or Savings

March 30, 2011

When it comes to banking, you have a number of options. There are different types of accounts; each type of account comes with different benefits and features. Two accounts that are somewhat similar are money market accounts and savings accounts. Both are considered savings deposit accounts, but there are some differences between the ways the [...]

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Wanna Make More Money? Consider Getting Certified

March 28, 2011

Everyone seems to have an interest in earning more money. Most of us are continually looking for ways to boost our income and earn more for spending, saving and paying down debt. However, it’s not always easy to add a zero or two to the end of a paycheck. Aside from getting a second job [...]

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What Happens If You Lose a RedBox Movie Rental?

March 25, 2011

I’m a big movie watcher, and I love taking advantage of movie deals like the popular Netflix free trial or RedBox free rental codes. But one of these almost came back to haunt me, through no fault of my own. I recently had a scare when I returned a movie to Red Box and didn’t [...]

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Lower Your Credit Score With These 5 Bad-For-You Habits

March 14, 2011

Getting your credit score above that coveted 800 mark is a tough road.  It takes a lot of hard work and dedication to slowly build your credit score into something you’re proud of.  For anyone not looking to obtain an excellent credit score, allow me to offer you five easy ways to ensure your credit [...]

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