We Are All Consultants Now


In trying to understand the way jobs are evolving, particularly for white collar professions, I find two phrases quite useful: We are all between job searches. All jobs are now contract consulting jobs. “Whoa, wait a minute!” you might exclaim. “I have a steady job!  I’ve been there for 5 years, and I’m a full-time […]

Published or Updated: April 29, 2011

3 Reasons Why Credit Cards Are Your Friend

Credit Cards

While we definitely don’t recommend overusing credit,  a credit card can be a really useful tool in your credit arsenal if you know how to use it properly. It can help you positively build your credit history, give you rewards like cash back when you use it, and help protect your money better than a […]

Published or Updated: April 21, 2011

Credit Cards Stack Up Well Against Interest Rates

Credit Card Piggy Bank

For most of the 20th century interest rates in the USA moved in a range that would swing like a monetary pendulum with a center of gravity around 10 percent. Many people born during the baby boomer generation, for example, lived through decades when financial planners advised that borrowing money for anything in the single […]

Published or Updated: April 3, 2014

How Will a Government Shutdown Affect Workers?

Government shutdown

Our government is currently entrenched in a game of chicken, with both political parties staring each other down to see who blinks first. At stake is the passing of a spending bill, which is essential to keep our government running without interruption. If no agreement is reached by April 8th, then the government will not […]

Published or Updated: April 7, 2011

Which Account is Best for You? Money Market or Savings

Piggy Bank

When it comes to banking, you have a number of options. There are different types of accounts; each type of account comes with different benefits and features. Two accounts that are somewhat similar are money market accounts and savings accounts. Both are considered savings deposit accounts, but there are some differences between the ways the […]

Published or Updated: March 30, 2011

Wanna Make More Money? Consider Getting Certified


Everyone seems to have an interest in earning more money. Most of us are continually looking for ways to boost our income and earn more for spending, saving and paying down debt. However, it’s not always easy to add a zero or two to the end of a paycheck. Aside from getting a second job […]

Published or Updated: May 17, 2012

What Happens If You Lose a RedBox Movie Rental?


I’m a big movie watcher, and I love taking advantage of movie deals like the popular Netflix free trial or RedBox free rental codes. But one of these almost came back to haunt me, through no fault of my own. I recently had a scare when I returned a movie to Red Box and didn’t […]

Published or Updated: May 27, 2014

Lower Your Credit Score With These 5 Bad-For-You Habits

Getting your credit score above that coveted 800 mark is a tough road.  It takes a lot of hard work and dedication to slowly build your credit score into something you’re proud of.  For anyone not looking to obtain an excellent credit score, allow me to offer you five easy ways to ensure your credit […]

Published or Updated: March 14, 2011

5 Ways You Can Save Your Business Money on Credit Card Processing

Credit Card Processor

Shopping with a magic card (that’s what my mom calls her credit card) is very easy, but it can be a big pain for many businesses. Managing business finances is a huge job, and many companies often overlook credit card processing fees that are paid each month.  It’s not uncommon for a new business to […]

Published or Updated: February 20, 2011