8 Tips for Choosing an Excellent Real Estate Agent

Real Estate Investing

Buying or selling a home? You’re about to make one of life’s biggest and most important financial transactions, and you don’t want to go through it alone. A good real estate agent can make all the difference. They will no the market backwards and forwards. They will have a network of contracts to help you […]

Published or Updated: September 7, 2013

Work from Home Jobs – The Definitive Guide to 29 Legit Home-Based Careers

Work from Home Ideas

If you’re one of the many modern men or women who dream of working from home, you’re in luck! This huge list of work-from-home jobs gives you about a million (well, actually 29, to be exact) options to choose from. Some of these jobs are entrepreneurial in nature, while others are simply “regular” jobs that […]

Published or Updated: August 5, 2013

5 Steps to Choosing Your First Credit Card

Credit Card

While it’s true that many 18-to-24-year-olds regularly overspend, it’s also true that many young adults try hard to avoid debt — especially credit card debt. Liz Weston in a MSN Money article outlines the reasons young people hate credit cards: they don’t want the temptation to overspend and have seen credit card debt wreck the […]

Published or Updated: September 7, 2013

14 Six-Figure Jobs The Don’t Require a Degree

Job Wanted

You might think that a college degree is a must-have if you want to land a high-paying job these days. For many career fields, this is true. But there are some surprising six-figure (and nearly six-figure) jobs that require no degree at all. Whether you’re ready to launch a new career or you just want […]

Published or Updated: September 7, 2013

Fixed Rate vs. Adjustable Rate Mortgages: Pros and Cons

Mortgage Rates

While there are many types of mortgages, the biggest division is fixed rate versus adjustable. Although fixed rate mortgages are the most common in the United States, adjustable rate mortgages are the norm in many European countries and Australia. But just because one or the other is the norm doesn’t mean that it’s best for […]

Published or Updated: July 11, 2013

7 Tips for Settling a Debt On Your Own

Target Debt

Before Jennifer Smith’s (not her real name) store went out of business, she had perfect credit: no missed payments and no problems with massive debt. But after the business went under, she found herself with nearly $65,000 in debt on personal credit cards she’d used to keep her business afloat. “I was completely freaking out […]

Published or Updated: July 12, 2013

13 Things Every High School Student Should Know About Money

BMGF - Co-Chair visit to Charlotte, Durham and Raleigh, N.C. - September 2009

Have you noticed that most personal finance advice is written for people already in a financial mess? For example, one of the most popular personal finance books of all time is Dave Ramsey’s The Total Money Makeover. While that book has helped millions, it’s helped those who have made poor financial decisions. But what about […]

Published or Updated: July 11, 2013

What Credit Score Do You Need To Get A Credit Card?

Credit Cards

Using a credit card responsibly can be a great way to build credit and take advantage of cash back and travel rewards. But you may be wondering if your credit score is good enough to get a credit card. There’s no general minimum credit score to get a credit card. Some credit cards, particularly those […]

Published or Updated: March 31, 2014

How Social Security Benefits are Calculated

Calculator

For most American retirees, Social Security is a huge part of the retirement equation. In fact, a recent New York Times article notes that even retirees with a $1 million nest egg rely heavily on Social Security income during retirement. Even though Social Security is so important, most of us still don’t understand exactly how […]

Published or Updated: July 9, 2013