28 Ways a Library Can Save You Money

Textbooks

Interested in saving some money while becoming a better-educated (or better-entertained, or better-employed, or just all-around better) person? Check out your local library. While libraries started as a place to borrow books, they’ve evolved into much more. And all the offerings from your local library, used correctly, can add up to some serious savings back […]

Published or Updated: September 4, 2013

Planning for College Costs

College Savings

It’s never too early to start thinking about how you will pay for your children’s college education. The process can be complex, but we break it down to help you get a handle on planning for college costs. Set Goals As parents, we have goals and dreams for our children. We want our kids to […]

Published or Updated: September 4, 2013

How Interest Rates Affect How Much Home You Can Afford

Home Seller Tips

The state of the housing market is the talk of the town. Home prices are beginning to rise, and with them, mortgage rates are rising, as well. While interest rates are still quite low, they’re climbing back from the historic rock-bottom they’ve been sitting at since the housing market crash of 2008. But what do […]

Published or Updated: September 4, 2013

8 Tips for Choosing an Excellent Real Estate Agent

Real Estate Investing

Buying or selling a home? You’re about to make one of life’s biggest and most important financial transactions, and you don’t want to go through it alone. A good real estate agent can make all the difference. They will no the market backwards and forwards. They will have a network of contracts to help you […]

Published or Updated: September 7, 2013

Work from Home Jobs – The Definitive Guide to 29 Legit Home-Based Careers

Work from Home Ideas

If you’re one of the many modern men or women who dream of working from home, you’re in luck! This huge list of work-from-home jobs gives you about a million (well, actually 29, to be exact) options to choose from. Some of these jobs are entrepreneurial in nature, while others are simply “regular” jobs that […]

Published or Updated: August 5, 2013

5 Steps to Choosing Your First Credit Card

Credit Card

While it’s true that many 18-to-24-year-olds regularly overspend, it’s also true that many young adults try hard to avoid debt — especially credit card debt. Liz Weston in a MSN Money article outlines the reasons young people hate credit cards: they don’t want the temptation to overspend and have seen credit card debt wreck the […]

Published or Updated: September 7, 2013

14 Six-Figure Jobs The Don’t Require a Degree

Job Wanted

You might think that a college degree is a must-have if you want to land a high-paying job these days. For many career fields, this is true. But there are some surprising six-figure (and nearly six-figure) jobs that require no degree at all. Whether you’re ready to launch a new career or you just want […]

Published or Updated: September 7, 2013

Fixed Rate vs. Adjustable Rate Mortgages: Pros and Cons

Mortgage Rates

While there are many types of mortgages, the biggest division is fixed rate versus adjustable. Although fixed rate mortgages are the most common in the United States, adjustable rate mortgages are the norm in many European countries and Australia. But just because one or the other is the norm doesn’t mean that it’s best for […]

Published or Updated: July 11, 2013

7 Tips for Settling a Debt On Your Own

Debt Avalanche

Before Jennifer Smith’s (not her real name) store went out of business, she had perfect credit: no missed payments and no problems with massive debt. But after the business went under, she found herself with nearly $65,000 in debt on personal credit cards she’d used to keep her business afloat. “I was completely freaking out […]

Published or Updated: July 12, 2013