Abby HayesAbby Hayes is a freelance copywriter and blogger who writes on everything from personal finance to health and wellness. She spends her spare time bargain hunting and meal planning for her family of three.

Republic Wireless vs. Cricket

If one of your biggest monthly expenses is your cell phone bill, you’re not alone. With major wireless carriers charging more and more for their services, many consumers are looking for a way to cut costs in this area. Luckily, new service providers are popping up all the time, and they’re offering better coverage for […]

Published or Updated: September 7, 2015

8 Ways to Increase Your Income without Going Back to School

When it comes to dreams of a higher income, your first inclination may be to go back to school. Maybe you feel that you’ve hit a wall in your current career and feel the need to launch a new one. Or maybe you feel that an MBA or similar additional degree is the answer to […]

Published or Updated: September 4, 2015

Citi Double Cash Card Review

The Citi Double Cash Card  is a great option if you’re looking for an everyday use rewards card. Like many of today’s cash back credit card options, it doesn’t have a lot of purchase restrictions. You can earn 1% cash back – unlimited – on any purchase you make with the card. Unlike most other […]

Published or Updated: October 18, 2015

Synchrony Bank Review

Click here to go directly to Synchrony BankSynchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, […]

Published or Updated: November 24, 2015

Roth IRA Contribution and Income Limits for 2014 & 2015

The IRS recently released its 2015 update to income and contribution limits for Roth IRAs.  As detailed below, the contribution limits for a Roth IRA are unchanged for 2015–still $5,500.  The catch-up contribution for those 50 or older, which is not indexed for inflation, remains $1,000.  The income limits to qualify for a Roth IRA, however, […]

Published or Updated: March 25, 2015

DR 093: 401(k)s vs. IRAs: What are the Pros and Cons?

In the world of tax-advantaged retirement savings accounts, there are plenty of options. But the two most commonly-used options are the 401(k) and the IRA. Both come in traditional (save taxes on contributions) and Roth (save taxes on withdrawals) options. While there are many similarities between a 401k and an IRA, there are also some […]

Published or Updated: July 25, 2014

9 Credit Cards That Offer Free Airline Companion Tickets

Credit card companies are constantly closing loopholes to make airline rewards less valuable. Taxes, fees, and limited availability all eat into the value of your credit card miles. But as airfare gets ever more expensive, one credit card reward becomes more valuable – companion tickets. Many of today’s top airline reward credit cards offer free […]

Published or Updated: July 31, 2014

The 10 Best Ways to Get FREE Flights

Want to travel, but don’t want to shell out hundreds for plane tickets? I don’t blame you. With rising airline rates, the plane ride to get to your destination could easily be the most expensive part of your trip. But if you’re smart about it, there are plenty of options for getting free flights. In […]

Published or Updated: July 4, 2014

5 Ways This Government Website can Help Your Finances (Yes, a Gov’t Website That’s Useful)

It’s not often that we use the words “government” and “useful” in the same sentence (at least without the word “not” in between). But we had to share one great money tool that is in fact a government website. Yes, it’s actually run by the government, and it’s a great resource for a lot of […]

Published or Updated: May 29, 2014

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