Abby HayesAbby Hayes is a freelance copywriter and blogger who writes on everything from personal finance to health and wellness. She spends her spare time bargain hunting and meal planning for her family of three.

The 10 Best Ways to Get FREE Flights

Want to travel, but don’t want to shell out hundreds for plane tickets? I don’t blame you. With rising airline rates, the plane ride to get to your destination could easily be the most expensive part of your trip. But if you’re smart about it, there are plenty of options for getting free flights. In […]

Published or Updated: July 4, 2014

5 Ways This Government Website can Help Your Finances (Yes, a Gov’t Website That’s Useful)

It’s not often that we use the words “government” and “useful” in the same sentence (at least without the word “not” in between). But we had to share one great money tool that is in fact a government website. Yes, it’s actually run by the government, and it’s a great resource for a lot of […]

Published or Updated: May 29, 2014

Pinterest Roundup: 10 Frugal Summer Activities for Kids of All Ages

Ah, summer time. Birds, bees, flowers, warm weather – and the bane of all parents’ existence. Summer means long days and no school. And you might find your kids getting bored more easily than you thought possible. Before you drop money on an expensive vacation or new toys, check out these 10 frugal summertime activities […]

Published or Updated: May 15, 2014

Keep on Keeping On When Paying Off Debt

Have you been following our journey towards debt freedom so far? If not, catch my previous posts for January, February, and March. I worked up yet another depressing debt payoff chart today. It feels like we were spinning our wheels this month – getting nowhere. But the fact of the matter is that we’re doing […]

Published or Updated: May 7, 2014

How To Get Your REAL Credit Score – The One That Lenders See

A reader recently wrote in asking about credit scores. She wanted to understand why the credit score she received from the credit bureaus was different than the score used by her bank. Here’s her question: Q: I enjoy reading your blog. I have one question regarding the credit scores. I checked my credit scores with […]

Published or Updated: April 24, 2014

Credit Score Piggybacking Survival Guide

Getting the ball rolling when building (or rebuilding) credit is a classic catch-22. You need credit to build credit. If you have absolutely no credit history – or if you have a bottomed-out credit score – then lenders are less likely to extend the credit you need to start building your FICO score. You may […]

Published or Updated: March 17, 2014

How to Deal with Setbacks When Climbing Out of Debt

Confession: I dreaded writing this post today. It’s just a little depressing. See, at the end of February, Ben became unemployed. It was a decision we didn’t take lightly, and we do feel like we made the right choice. (I won’t go into all the reasons. Suffice it to say that we had sufficient reasons […]

Published or Updated: March 15, 2014

9 Tax Changes in 2014 You Don’t Want to Miss

Every year, the IRS updates tax codes to reflect changes in the cost of living. Recently, the IRS announced tax law changes for 2014. Many of these relatively minor changes could affect you in the coming tax year. Remember, these 2014 tax changes affect the tax year 2014, so you won’t see these changes reflected […]

Published or Updated: March 17, 2014

2 Education Related Tax Changes You Don’t Want to Miss in 2014

Each year when the IRS releases tax law changes, everything from the basic tax brackets to retirement account limits change. And these changes affect many credits and deductions, including education-related tax credits, such as the Hope Scholarship and American Opportunity Tax Credit. In 2014, some of these credits are going up, so you can claim […]

Published or Updated: March 6, 2014

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