15 Ways to Supercharge Your Finances This Year

Do you have some personal finance goals for 2017? I sure do! After finally settling into my newly-renovated home, I’m ready to save more, give more, and pay off more debt this year! Regardless of your specific goals, you can take a few simple steps to supercharge your finances this year. Here are 15 options […]


A Review of TaxAct’s Services for This Year

If you’ve been looking for a cheaper way to get your taxes done, TaxAct could be the online software for you. It’s more affordable than many other software options out there, and it could prove especially helpful if you’re preparing your own taxes for the first time. New Features in 2017 TaxAct has introduced several […]


8 Strategies for Stressing Less About Retirement

What stresses you out these days? For me, juggling work and family is the daily grind, but my underlying stress is largely financial — managing cash flow, paying off debt, saving for retirement. You know, the basics. Apparently I’m not alone. A recent Schwab survey found that retirement savings is the number one cause of […]


TurboTax Review 2017 (Tax Year 2016): Four Options for You

I’ve used TurboTax to file my taxes for the past several years. As a freelancer with a day job, my taxes are more complicated than most. But I’m still able to file them on my own with Intuit’s software. It adds some great new features every year, and it’s always available in multiple versions, each with […]


What If You Overcontribute to a 401(k) or IRA?

We recently got this interesting question from a reader named Jeff: I know the IRS limit for 401k contributions. . . . What I want to know is what actually happens if I contribute more than that, say $20k? Do I get a stiff penalty?  Do I go to 401k jail?  Is this handled like […]


5 Private Student Loans With Flexible Repayment Options

Are you looking for additional financing, above and beyond federal student loans, for college? Or maybe you’re considering refinancing your student loans with a private lender? Either way, the process for finding and applying for private student loans is a bit different from the process for federal student loans. With federal loans, your loans are […]