DR 083: How to Blog for a Living – An Interview with Bob Lotich of ChristianPF

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Have you ever wondered how professional bloggers get started and make a living? Blogs don’t just spring up overnight. They take months – even years – of hard work. But the work can be well worth the rewards, if you do it right. The best way to learn about starting a blog is to talk […]

Published or Updated: July 3, 2014

9 Best Cash Back Credit Cards of 2014

Citi Platinum Select

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you 2% or more on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to use […]

Published or Updated: August 14, 2014

DR 082: How Much Should You Be Saving for Retirement?

Retirement Nest Egg

Exactly how much should you be saving for retirement? It seems that everybody has an opinion on this deceptively simple question. Actually, it is simple to answer, so long as you understand the implications of your choices. To address this question, we are going to look at the standard rules of thumb on retirement savings. […]

Published or Updated: July 1, 2014

Capital One 360 Financial Independence Days Sale (Just 4 Days)

You missed it! The annual promotion is now over. But you can still nab a $50 bonus when you open a 360 Checking® account. Capital One 360 has just launched a limited time Financial Independence Days Sale. From June 30, 2014 to July 3, 2014, earn bonus cash when you open a new 360 Checking® […]

Published or Updated: July 4, 2014

The 5 Best Cash Back Online Shopping Sites

evreward.com

Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]

Published or Updated: June 28, 2014

DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview)

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Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […]

Published or Updated: June 27, 2014

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

How to Build Credit for the First Time

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out there. By one account, you may have 49 different FICO scores, not to mention dozens of credit scores calculated using non-FICO formulas. So […]

Published or Updated: June 24, 2014

DR 079: HUD Homes–Saving Big Money with HUD Foreclosures

HUD Homes

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the […]

Published or Updated: June 23, 2014

Discover it® Chrome Review

Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s cash back rewards have followed the quarterly rotating category approach. Each quarter certain categories of purchases qualify for 5% cash back […]

Published or Updated: June 20, 2014