How to Crush Your Credit Card Debt For Good

According to the latest statistics from the Federal Reserve, Americans have a total of $970 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to an average of about $9,600 for each household with credit card debt. As someone who had to claw […]

How to Develop the Habit of Spending Less Than You Make

If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life I’ve made very […]

Tax Deductions for Employees who Work from Home

Recently, a reader named Lisa asked me about tax deductions for employees who work from home. Here is Lisa’s question: My husband will begin working from home 3 days per week beginning at the end of this month and will need to travel to his company’s site the other 2 days. Can you please provide […]

How to Analyze Your Finances Like a Hedge Fund Manager

So, where do you stand financially? Are you on track to meet your goals? Have you saved and invested as much as you should, given your age and goals? How much house can you afford? These were some of the questions I began asking myself several years ago. The problem is, it was difficult to […]

The 31-Day Money Challenge

Editor’s Update: We published this series in 2014. Since then, thousands have worked through the 31-day money challenge, finding great success. Because it’s as relevant today as it was then, we are republishing it this year. We hope it helps you with your finances. As we begin a new year, it’s a good time to […]

A 10 Minute Budget That Actually Works

I hate budgeting. I’ve tried using envelopes, Quicken, YNAB, and even fancy spreadsheets… the results are always the same. I start off strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? […]