DR 087: How Natalie Graduated Debt-Free, Paid Cash for a Car, and Bought a Home (She’s Only 24!)

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You’ve probably heard a lot of stories recently about new graduates with mountains of student loan debt. It’s not uncommon to hear of students with $100,000+ in school loans. Today I wanted to share a success story with you that bucks this trend. This story is about a young woman who made different choices when […]

Published or Updated: July 13, 2014

DR 086: How to Spy on Your Own Investment Portfolio

Portfolio Performance

Recently I’ve started receiving the Morningstar Portfolio Monitor. It’s a monthly pdf that Morningstar puts together for premium members who track their portfolio using Morningstar’s Portfolio Manager. Simply put, it’s an amazing look into an investment portfolio. In this article we’ll walk through a detailed review of the Portfolio Monitor (including screenshots). At the end […]

Published or Updated: July 10, 2014

DR 085: How Your Budget and Net Worth Statements Work Together to Build Wealth

Budget and Net Worth

Many people keep some form of a budget. We use our favorite budgeting tool, YNAB. Others use a spreadsheet or pen and paper. Whatever the approach, a budget helps you understand your income and expenses. Fewer people track their net worth. A net worth statement tracks your assets and liabilities. It’s the scorecard of personal […]

Published or Updated: July 12, 2014

DR 084: Where To Invest When You’ve Maxed Out Contributions To Retirement Accounts

401k

It’s a good problem to have. You’ve maxed out your 401k and IRA contributions for the year and you still have some more cash to invest. What are your options? That’s the situation a reader named Harout recently emailed me about: I am a little obsessed with your podcasts. I listen to about one a […]

Published or Updated: July 10, 2014

DR 083: How to Blog for a Living – An Interview with Bob Lotich of ChristianPF

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Have you ever wondered how professional bloggers get started and make a living? Blogs don’t just spring up overnight. They take months – even years – of hard work. But the work can be well worth the rewards, if you do it right. The best way to learn about starting a blog is to talk […]

Published or Updated: July 3, 2014

9 Best Cash Back Credit Cards of 2014

Citi Platinum Select

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you 2% or more on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to use […]

Published or Updated: August 14, 2014

DR 082: How Much Should You Be Saving for Retirement?

Retirement Nest Egg

Exactly how much should you be saving for retirement? It seems that everybody has an opinion on this deceptively simple question. Actually, it is simple to answer, so long as you understand the implications of your choices. To address this question, we are going to look at the standard rules of thumb on retirement savings. […]

Published or Updated: July 1, 2014

Capital One 360 Financial Independence Days Sale (Just 4 Days)

You missed it! The annual promotion is now over. But you can still nab a $50 bonus when you open a 360 Checking® account. Capital One 360 has just launched a limited time Financial Independence Days Sale. From June 30, 2014 to July 3, 2014, earn bonus cash when you open a new 360 Checking® […]

Published or Updated: July 4, 2014

The 5 Best Cash Back Online Shopping Sites

evreward.com

Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]

Published or Updated: June 28, 2014