2015 Federal Income Tax Brackets

2015 Federal Tax Brackets

Just as the sun is setting on the 2014 income tax filing season, it’s time start looking toward the year that’s already in progress. To get the ball rolling, let’s look at the 2015 federal income tax brackets. Each year the IRS adjusts just about everything connected with income taxes – including income tax brackets – to […]

Published or Updated: April 2, 2015

How Thinking Long Term Can Help You Manage Your Money

Mustang Receipt

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances were particularly interesting. For example, I found the sales receipt for a new 1965 Mustang my grandfather purchased for my step-mother when she […]

Published or Updated: March 31, 2015

5 Reasons Never to Pay Off a Mortgage Early (and 1 Reason You Must)

Mortgage

Whether to pay off a mortgage early is an important decision. For some it’s a question of whether to allocate some extra cash each month to the mortgage. For others it’s a question of whether to pay off the home loan all at once. The lump sum approach often becomes an option from an inheritance […]

Published or Updated: April 28, 2015

TradeKing Online Broker – $200 Bonus

Tradeking $200 Bonus Offer

TradeKing, one of the best online discount brokers has launched a $200 cash bonus for customers that sign-up for a new TradeKing account.  If you recognize this promotion, it’s because TradeKing does this sort of thing often (this time DOUBLING the cash bonus) but it’s restricted to new accounts only. Click here for the $200 […]

Published or Updated: March 23, 2015

How to Refinance a Student Loan in 15 Minutes

SoFi Review

SoFi (short for Social Finance) is a peer-to-peer lending platform, not unlike Lending Club. Its primary focus is student loan refinancing. It offers both fixed and variable rate loans of varying terms from 5 to 20 years. It’s grown in popularity in part because it offers some of the lowest refinance rates available to college graduates. […]

Published or Updated: March 23, 2015

6 Easy Ways to Refinance Student Debt

Six

Refinancing student loans is a smart way to lower your monthly payments. In some cases, a lower interest rate can result in a significantly lower monthly payment on a school loan. Consolidating multiple loans into a single debt as part of the refi can also make managing the monthly bills a lot easier. The trick […]

Published or Updated: March 23, 2015

How Anybody Can Evaluate a Business Like Warren Buffett

Asset Location

Reading a book you can’t put down is like when you watched fireworks as a kid on the 4th of July–you didn’t want it to end. The Warren Buffett Way is such a book. I devoured the first edition purchased for $4 at a used book store located on 17th and K Streets in Washington, D.C. […]

Published or Updated: March 20, 2015

DR 167: Interview with Josh Peters of Morningstar

Ultimate Dividend Playbook

Josh Peters is director of Equity Income Strategy for Morningstar, and has been for over 10 years. He is also the writer and editor of Morningstar DividendInvestor, the newsletter that is built around the portfolio that he manages. He is also the author of The Ultimate Dividend Playbook. His strategy is to emphasize the production […]

Published or Updated: March 18, 2015

7 Credit Cards That Offer Credit Scores for Free

Credit Cards Offering Credit Score

In the recent podcast on How to Track All 3 of Your Credit Scores, I mentioned that I would have a follow up article that tracked all the cards that offer free credit scores – whether it’s an official FICO score or not – and the credit bureau the data are drawn from. Here is the promised article, […]

Published or Updated: March 9, 2015