22 of the Best Tools to Manage Your Money (Most Are Totally FREE)

Most of us use a lot of tools to manage our money, budget, investments, and so forth. So I thought I’d pull together a list of the tools I use nearly every day. Hopefully you’ll find some options here that will help you make the most of your money. Investing 1. Personal Capital: Without question, […]


How to Know If You’re Saving Enough for Retirement

Are your retirement savings going to be enough for you to live comfortably during your golden years? A while back, Money Magazine published some great guidelines, aimed to help you answer that $64,000 question. Before we get to the guidelines, though, it is important to understand that they are built on a number of assumptions. […]


How to Crush Your Credit Card Debt For Good

According to the latest statistics from the Federal Reserve, Americans have a total of $970 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to an average of about $9,600 for each household with credit card debt. As someone who had to claw […]


How to Develop the Habit of Spending Less Than You Make

If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life I’ve made very […]


Tax Deductions for Employees who Work from Home

Recently, a reader named Lisa asked me about tax deductions for employees who work from home. Here is Lisa’s question: My husband will begin working from home 3 days per week beginning at the end of this month and will need to travel to his company’s site the other 2 days. Can you please provide […]


How to Analyze Your Finances Like a Hedge Fund Manager

So, where do you stand financially? Are you on track to meet your goals? Have you saved and invested as much as you should, given your age and goals? How much house can you afford? These were some of the questions I began asking myself several years ago. The problem is, it was difficult to […]