How to Save Money by Swtiching Electric Companies

April 22, 2013

Photo: paulinaclemente In my weekly newsletter (you can signup in the box in the right sidebar), we cover painless ways to save money. One of the tips we recently discussed was saving some dough by changing electric companies. The response from readers was amazing. I received countless emails from readers who had great insight into [...]

Read the full article →

Motif Investing Review

April 18, 2013

As I mentioned recently, the individual stocks and ETF’s I invested in last year returned more than 33%. As a once buy-and-hold index fund investor, my foray into individual stock investing is something I never would’ve guessed five years ago. As happy as I am with the results so far, investing in individual stocks those [...]

Read the full article →

How to Refinance Any Debt

April 17, 2013

Photo: santheo What do you think of when you hear the word refinance? If you’re like most people, you probably think of refinancing a mortgage. In my weekly newsletter, however, we’ve been talking about how you can refinance any debt. I’ve encouraged my newsletter subscribers to write down every debt they have, including the interest [...]

Read the full article →

The Best Credit Cards for Your Credit Score

April 15, 2013

“How do I know which credit card to apply for?” The question above is, by far, one of the most common questions I get from people looking to apply for a credit card. Many people have an idea of what their credit score is, but may not know it exactly. Even if some people have [...]

Read the full article →

How to Calculate and Pay Quarterly Self-Employment Taxes

April 12, 2013

Photo: x_jamesmorris If you’ll have self-employment income this year – either from a small business with employees, a sole proprietorship, or even just contract work you do alongside your full-time job – you’ll probably need to pay quarterly self-employment taxes this year. As an employee, this isn’t something you have to worry about. Your employer [...]

Read the full article →

Citi Checking $400 Bonus

April 7, 2013

My wife and I have banked with Citi for 20 years. While recently there has been a big push to online banks, we’ve been very happy with Citi. (One new cool feature is that you can have an ATM receipt emailed to you rather than printed.) Now Citi has just added another reason to consider [...]

Read the full article →

5% Credit Card Cash Back Rotating Categories Update

April 6, 2013

The highest cash back percentage you’ll find anywhere is five percent on select categories that change every three months. There are three major credit cards that offer 5% cash back: the Discover it Card, the Chase Freedom® Visa, and the Citi® Dividend Platinum Select® Visa®. These rotating categories are one of the reasons each of [...]

Read the full article →

How Long Should Your Life Insurance Term Be?

April 5, 2013

Photo: SalFalko If you’re shopping for term life insurance, two important considerations are how much coverage you need and how long your term should be. While many people folks on the amount of coverage, the length of the policy is an incredibly important factor. After all, the term part is the reason you’re getting term [...]

Read the full article →

5 Debt Lessons from the Wizard of Oz

April 3, 2013

Breaking free from the clutches of debt is one of the most difficult yet rewarding challenges in all of personal finance. So when my good friend Ben from Money Smart Life had an interesting twist on debt he wanted to share, I jumped at the chance. Oh, and he’s a recently published author on the [...]

Read the full article →

← Previous Entries

Next Entries →