The Best Way to Invest a Lump Sum of Money

I’ve always been suspicious of dollar-cost averaging, or DCA as it’s called. It just doesn’t seem like the wisest decision. I’ve always preferred lump sum investing. Dollar-Cost Averaging vs. Lump Sum Investing With DCA, rather than investing your cash all at once, you invest chunks of it over time. For example, you might invest $12,000 […]

The Best Interest Rates for August 2017

Finding the best interest rates is a lot easier today than it was even a few years ago. Here at Dough Roller, we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single page on the site where you could find the […]

3 Easy Ways To Put Your Money to Work Right Now

One thing I’ve learned as a parent is that “idle hands are the devil’s workshop.” Keep children busy and you keep them out of trouble. The same is true with money. Cash sitting in your checking account is just begging you to spend it mindlessly. The longer it sits there, the more likely you are […]

5 Financial Goals Every Successful 20 Something Should Have

If I think back, I can remember when I first started considering my own financial goals. I was 20 years old. I wasn’t financially savvy and ended up maxing out a credit card along with incurring other debts. While I certainly wasn’t alone (many of my peers did the same!), it was a stressful time. […]

The Best Gas Rewards Credit Cards for 2017

Nine short years ago, the average price of a gallon of gas in the United States was $4.24.  Today, with the price of oil continuing to fall, that average price has been halved. Factor in the emergence of electric and hybrid cars, and the allure of a great gas credit card isn’t what it used […]

The Bottom Line Impact Credit Inquiries Have On You

The formula that generates a FICO credit score is made up of several components. Some of these components you would expect to see, such as paying your bills on time. But there is one component that takes a lot of people by surprise: credit inquires. A credit inquiry is recorded every time somebody “inquires” about, or […]