Rob BergerRob Berger founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

Best Interest Rates for September 2014

Best Interest Rates

Finding the best interest rate is a lot easier today than it was even a few years ago. Here at Dough Roller we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single page on the site where you could find […]

Published or Updated: August 30, 2014

DR 101: Should You Use an HSA for Retirement Savings

how to use an HSA

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in it. I have not used it at all in the past […]

Published or Updated: August 28, 2014

Amazon.com Rewards Visa Card Review

Amazon Rewards Visa

A reader named Harold emailed my recently. We discussed a number of topics, one of which was the Amazon.com Rewards credit card. Here’s what Harold had to say: would mention one more to you..the Amazon visa. I’ve been using it over the past year and very happy with it. You get 1% match on everything, […]

Published or Updated: August 25, 2014

How to Calculate Investment Returns–A Simple Approach

Personal Capital You Index

I‘ve had several readers email me about how to calculate investment returns. It seems like it should be a simple task. We all have ready access to our mutual fund and brokerage accounts. These accounts often report a performance measure of some sort. Surely we can bring all of this information into one place to […]

Published or Updated: August 28, 2014

DR 100: 100 Ways to Improve Your Finances (Most in Under 10 Minutes)

Improve your finances

To commemorate the 100th episode of the Dough Roller podcast, I pulled together 100 ways to improve your finances. Let’s get started. 1. Balance your checkbook: Balancing a checkbook helps you focus on where you’ve spent your money and it ensures your bank hasn’t made any mistakes. With the help of budgeting tools such as […]

Published or Updated: August 25, 2014

Should You Consolidate Debt with LendingClub or Prosper?

Debt Consolidation Top Purpose for Loans

LendingClub recently launched a new section of its website that lists statistics about borrowers and lenders. One data point that caught my eye is that about 50% of all LendingClub loans are for debt consolidation. Actually, at one point nearly 60% of all borrowers reported that they intended to use the loan to consolidate debt, […]

Published or Updated: August 18, 2014

DR 099: 5 Gotchas with Commissioned Based Brokers

5 Problems with Commission Brokers

A reader we’ll call Frank recently emailed me about his advisor (we covered part of his email about dividends here). She had placed him in A shares of American Fund mutual funds. This told me he was working with a commissioned-based broker, as these mutual funds charge a sales fee of 5.75% to compensate the […]

Published or Updated: August 16, 2014

DR 098: Dividend Investing (Part 2): Mutual Funds and Dividends

VTSMX Dividend Yield

We began our series on dividend investing by examining the ins and outs of dividends. Today we continue the series by looking at how dividends work with mutual funds and whether the yield on a fund should be a key consideration in our investing decisions. This topic came to light from an email I received […]

Published or Updated: August 12, 2014

DR 097: 3 Key Changes Just Made to the FICO Credit Scoring Formula

FICO 9

The Fair Isaac Corp., better known as FICO, has introduced three major changes to its secret credit scoring formula. The changes relate to items referred to collections, medical debt, and consumers with limited credit history.  Believe it or not, these changes may result in higher scores for many consumers. Here are details on the three […]

Published or Updated: August 10, 2014