The Bottom Line Impact Credit Inquiries Have On You

The formula that generates a FICO credit score is made up of several components. Some of these components you would expect to see, such as paying your bills on time. But there is one component that takes a lot of people by surprise: credit inquires. A credit inquiry is recorded every time somebody “inquires” about, or […]


How to Hire a Contractor: 6 Proven Tips for Success

In today’s do-it-yourself (DIY) age, we are often fooled into thinking we can tackle all our home improvement projects with just a little help from Pinterest and YouTube. However, even experienced DIYers eventually stumble across a project or two that requires a little professional help. While you may be able to hire the local handyman for […]


How to Build an Emergency Fund in 2017

A while back, I wrote about how my wife and I paid off a lot of debt in less than five years. An important part of getting out of debt for us was knowing how to build an emergency fund. Many have written about the importance of saving for a rainy day. But most of […]


An Interview with Famed Value Investor Guy Spier

I don’t recall when I first heard of Guy Spier. It was probably due to his book, The Education of a Value Investor. In it he recounts everything from his lunch with Warren Buffett to how he’s beat the market for two decades and counting. Guy is an extremely generous person who does not mind […]


How to Bring “Shock and Awe” to Your Monthly Expenses

Fact: Many of us spend more than we should on things like insurance, cable, telephone service, and utilities. Fact: Many of us have not tried to lower these monthly bills in the last year, if ever. Fact: Many of us could save hundreds of dollars a month by taking a few simple steps. The realization that […]


10 Useful (and Free) Online Retirement Calculators for Saving Money

Online retirement calculators come in all shapes and sizes. Some programs are extremely simple. They typically provide little in the way of helpful information that you can actually use to plan for retirement. Others are complex affairs that require an advanced degree from MIT to use. What follows are 10 online retirement calculators that I […]