How Much Life Insurance Do You Really Need?

When my wife and I first had children, one of the big questions I asked was a familiar one: How much life insurance do I need? While nobody likes to think of their own demise, it’s prudent to consider what financial ramifications your death could have on those you leave behind. It gives me tremendous […]

The 9 Best Investment Strategies for Short Term Savings Goals

It’s a common problem. You’ve got some cash in a savings account earning a paltry 0.01%. You plan to spend it to buy a home or a car or something else in a few years. How can you invest the money until then to earn some extra interest? Table of Contents What is a Short Term […]

How to Refinance Absolutely Any Debt

When most people hear the word “refinance,” they automatically think “mortgage.” You, too? It’s not unusual, since mortgage refinancing is the most common type of refinancing talked about online and elsewhere. There’s a reason for that: refinancing your mortgage can save you big money, even if you’re only saving a fraction of a percent on […]

A Review of For Your Budgeting Needs

I‘ve been a long time user of If you’re not familiar with Mint, it is a free online personal budgeting tool that allows you to see your whole financial life in one place. Whether it’s checking, savings, credit cards, PayPal, investments, retirement accounts or many other personal finance accounts, is your one stop […]

Paul Merriman’s Ultimate Buy and Hold Strategy

Over the past several months, listeners to the podcast have been clamoring for me to have Paul Merriman on the show. His Ultimate Buy and Hold Strategy has been a consistent topic of conversation in the Facebook group as well. Well, today I’m happy to report that we finally have Paul on the show. We […]

How to Get Help Managing Your 401k (for $10 a Month)

Several years ago, I had the pleasure of interviewing Chris Costello, co-founder of Blooom. With Blooom, you can get help selecting and managing your 401k or 403b. Think of Blooom as the Betterment or Wealthfront of 401k accounts. It’s a robo-advisor that has figured out how to help employees manage their workplace retirement accounts. Related: […]