DR 052: A Step-by-Step Guide to Rebalancing Your Investments

Rebalancing Investments

Podcast: Play in new window | Download | EmbedIn the last podcast, we talked about why rebalancing your investment portfolio is important and how to create a rebalancing plan. Today we are going to walk through step-by-step how to actually rebalance your retirement and other investments. As we discussed in the last podcast, you can […]

Published or Updated: April 11, 2014

DR 051: Rebalancing–How to Create a Plan to Easily Rebalance Your Investments

Rebalancing Investments

Podcast: Play in new window | Download | EmbedRebalancing your investment portfolio is an important part of managing your money. Having carefully selected your asset allocation, rebalancing ensures that your investments stay in line with the allocation you’ve chosen. In this article (and podcast) we cover creating a rebalancing plan. We’ll cover topics such as […]

Published or Updated: April 9, 2014

5 Resources to Help You Allocate Your Retirement Assets

Vanguard Target Retirement 2050 Fund

This article is a companion piece to the podcast on how much of your retirement nest egg you should invest in stocks. Here I’ll share some resources that can help you make this important decision. 1. Target Date Retirement Funds Vanguard (among other companies) offers target date retirement funds. These fund of funds, as they […]

Published or Updated: April 2, 2014

DR 049: How Much of Your Retirement Nest Egg Should You Invest in Stocks?

Untitled spreadsheet

Podcast: Play in new window | Download | EmbedIn the 31-Day Money Challenge, we covered the basics of asset allocation. Today we are going to focus more specifically on how much to invest in stocks and how much in bonds. The stock/bond allocation is the most important piece of asset allocation. The question of stocks […]

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Published or Updated: April 2, 2014

DR 045: How to Diversify Investments When You’re Just Starting to Invest

diversifying investments with little money

Podcast: Play in new window | Download | EmbedNew investors face unique obstacles. There’s the learning curve. Clear that and there’s still the hurdle of having little money to invest (although there are easy solutions to that one). And then there’s the question of executing an asset allocation plan when you have little capital. That’s […]

Published or Updated: March 24, 2014

Target Retirement Funds

freedom-fund-2030

This article reviews Fidelity’s Freedom Funds and Vanguard’s Target Retirement Funds. These funds represent an easy way to diversify your investments in a single mutual fund.

Published or Updated: August 10, 2013

Asset Allocation for Near and Active Retirees

As you near retirement, your allocation should reflect your shorter investing horizon. In retirement you’ll begin to spend some of the income from your investments, and financial advisers generally recommend changes to your asset allocation to reflect this short term need for cash. As a result, the allocation to bonds typically increases while your allocation […]

Published or Updated: April 4, 2014

Asset Allocation for Mid-Lifers (40s & 50s)

Probably the happiest period in life most frequently is in middle age, when the eager passions of youth are cooled, and the infirmities of age not yet begun; as we see that the shadows, which are at morning and evening so large, almost entirely disappear at midday–Thomas Arnold 1795-1842, British Educator, Scholar As you move […]

Published or Updated: April 3, 2014

Asset Allocation for Generation X (20s & 30s)

“A comfortable old age is the reward of a well-spent youth. Instead of its bringing sad and melancholy prospects of decay, it would give us hopes of eternal youth in a better world.”–American Abolitionist, Lydia M. Child. And so it is with investing, too. In your 20s and 30s, you have a significantly long investing […]

Published or Updated: April 3, 2014