This article reviews Fidelity’s Freedom Funds and Vanguard’s Target Retirement Funds. These funds represent an easy way to diversify your investments in a single mutual fund.

If you’re new here, subscribe to my RSS feed to easily see all the latest money management tips, tools and resources. Thanks for visiting!As you near retirement, your allocation should reflect your shorter investing horizon. In retirement you’ll begin to spend some of the income from your investments, and financial advisers generally recommend [...]

Probably the happiest period in life most frequently is in middle age, when the eager passions of youth are cooled, and the infirmities of age not yet begun; as we see that the shadows, which are at morning and evening so large, almost entirely disappear at midday–Thomas Arnold 1795-1842, British Educator, Scholar
As you move into [...]

“A comfortable old age is the reward of a well-spent youth. Instead of its bringing sad and melancholy prospects of decay, it would give us hopes of eternal youth in a better world.”–American Abolitionist, Lydia M. Child.
And so it is with investing, too. In your 20s and 30s, you have a significantly long investing [...]

Emerging markets are less developed countries that are improving their free-market economy and standard of living. Emerging markets include such countries as Brazil, Russia, India and China. The question is whether an emerging market mutual fund should be a part of a diversified portfolio. to answer that question, several things should be [...]