401(k) and IRA Retirement Accounts

You Wouldn’t Dare Borrow Money From Your 401k Would You?

February 11, 2011

I generally regard financial advisers to be smart people when it comes to money. Since they almost universally warn against taking out a loan against a 401k plan, I tend to think they must know what they’re talking about. Recently, however, research has come out indicating that borrowing money from your retirement account can actually [...]

Read the full article →

After-Tax Asset Allocation: Is there a gremlin lurking in your 401(k)?

February 27, 2008

As Roth IRA and Roth 401(k) retirement plans gain in popularity, unsuspecting investors may fall prey to a potentially expensive mistake. Money in a Roth 401(k) or Roth IRA account can be withdrawn tax free, assuming the withdraw meets IRS requirements. In contrast, withdrawals from traditional 401(k)s and deductible IRAs are taxed as ordinary income [...]

Read the full article →