Should You Ever Pay Off The Mortgage On Your Rental Property Early?

One of the critical strategies involved in purchasing and owning rental properties is using leverage. In a perfect scenario, you will purchase a property primarily using borrowed money. Then, the rent income from the property will not only pay the mortgage, but it will also provide you with a small profit. Over many years, that […]

TurboTax Review 2017 (Tax Year 2016): Four Options for You

I’ve used TurboTax to file my taxes for the past several years. As a freelancer with a day job, my taxes are more complicated than most. But I’m still able to file them on my own with Intuit’s software. It adds some great new features every year, and it’s always available in multiple versions, each with […]

How to Crush Your Credit Card Debt For Good

According to the latest statistics from the Federal Reserve, Americans have a total of $970 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to an average of about $9,600 for each household with credit card debt. As someone who had to claw […]

How Evoshare Can Help You Save for Retirement

Having worked in the personal finance field for the last 10 years, I know far more than anyone should about affiliate marketing.  Perhaps the biggest benefit of my experience is that I know most online merchants offer a hidden cashback percentage, just for buying their merchandise. EvoShare is a new online cashback savings platform which […]

Why Your Roth IRA Should Be Used for Retirement (and Nothing Else)

There are all kinds of sub-strategies floating around about how to use a Roth IRA as something other than a retirement account. Most involve using it as some form of short- or medium-term savings strategy. This can include using it as an emergency fund, a backdoor college fund for your kids, or even a nest […]

How to Ditch Your Home Phone for Google Voice

Do you really need to keep your telephone landline? This seems to be a question that is on many people’s minds these days, especially with the prevalence of cell phones. More and more households are choosing to shift from a traditional telephone landline to wireless service only. For most, it is simply more cost-effective to […]