Leasing a Car: How to Be Smart About It

Most of the time, leasing a car should be one of the last options for aspiring car owners. Even purchasing a car is a losing proposition; you’re spending a significant amount of money for an asset that depreciates, even as it transports you from point A to point B. In most cases, leasing just makes […]


Everything You Need to Know About Flexible Spending Accounts

Flexible Spending Accounts (FSAs) are also known as Flexible Spending Arrangements. These are limited-use accounts set up through an employer which allow you to save pre-tax dollars for specific types of expenses. In this guide we’ll cover everything you need to know about setting up and using a Flexible Spending Account.   Unlike Health Savings […]


The Money Binder: How to Prepare Your Finances For Your Death

In many families one person handles the finances. In our case, I handle everything about our money from budgeting to investing. My wife has no interest in taking over this responsibility. And that presents a potential problem. What would my wife do should I get hit by a truck? How would she handle our investments? […]


How to Save Big with Student Loan Refinancing

Until recently, student loans were about the only lending market in the U.S. that didn’t provide options for restructuring credit. You can refinance your mortgage. Refinance your car. Consolidate your credit cards. But can you refinance your student loans? Today, this just might be possible. I recently spoke with Brendan Coughlin, President of Consumer Lending […]


3 Money Rules that will Guarantee an Early Retirement

“I know all the rules but, the rules do not know me. Guaranteed” After listening to the 200th episode of the Dough Roller podcast, I answered the call to be a contributor to the website.  I will share my experiences with building wealth and becoming a DIY investor and tax planner to prepare for our […]


How to Get Your Totally Free Credit Score

Not too long ago, the only way to get your free credit score was to sign up for a seven or 30-day trial. You had to enter your credit card, and if you forgot to cancel the membership, they started charging your card. Today there are several ways to get your credit score for free […]