9 Car Shopping Tools That Make Buying a Car Painless

Preparing to purchase a car can certainly be fun, but it can also be an extremely stressful if you don’t have your ducks in a row. Between finding the right model and searching for the best price, you can literally can spend hours sifting through information for your search. And, if you don’t know what […]


My Library

In the weekly newsletter that goes out every Saturday evening, I include books that I’ve been reading. Most, but not all, relate to finances and investing. I try to read at least one book a week, and the list has grown significantly in just the past few months. In response to an email from a […]


Should You Get a Credit Card to Improve Your Credit?

Recently, a reader named John emailed for advice on building credit from scratch: “I am 29 years old, I have no debt (never liked debt, pay with debit for everything) and I have never had a credit card. The result is I don’t think I have a FICO credit score, or at least Credit Karma […]


A Simple Way to Increase Your Returns Without Increasing Risk

In this podcast, we look at how you can increase your returns without increasing the overall risk to your portfolio. I call it the asset class swap, and it’s incredibly easy to do. Here’s how it works. From time to time an asset class becomes significantly overvalued or undervalued. This happened last year with REITs. […]


Calculating the Value of a 401k or IRA Retirement Account

A reader named Jen recently sent me an email about 401k retirement accounts. James Altucher, a former hedge fund manager, had posted a video on Business Insider on why you shouldn’t invest in a 401k. When I first saw the video, I thought it was a parody. I didn’t realize he was being serious! Here’s […]


Republic Wireless vs. Straight Talk vs. Virgin Mobile

Republic Wireless, Straight Talk and Virgin Mobile are three of the top competitors within the discount cell phone and service market. All three attract customers who are looking to get away from the high cost, contract-heavy world of traditional cell phone providers. However, the services they provide are vastly different – with huge disparities in […]