How Thinking Long Term Can Help You Manage Your Money

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances were particularly interesting. For example, I found the sales receipt for a new 1965 Mustang my grandfather purchased for my step-mother when she […]


5 Reasons Never to Pay Off a Mortgage Early (and 1 Reason You Must)

Whether to pay off a mortgage early is an important decision. For some it’s a question of whether to allocate some extra cash each month to the mortgage. For others it’s a question of whether to pay off the home loan all at once. The lump sum approach often becomes an option from an inheritance […]


Synchrony Bank Review

Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]


How to Refinance a Student Loan in 15 Minutes

SoFi (short for Social Finance) is a peer-to-peer lending platform, not unlike Lending Club. Its primary focus is student loan refinancing. It offers both fixed and variable rate loans of varying terms from 5 to 20 years. It’s grown in popularity in part because it offers some of the lowest refinance rates available to college graduates. […]


Ebates Review – Get Cash Back On Every Online Purchase

Ebates became the pioneer and leader of online cash back shopping over 10 years ago. The company was founded in 1998 by two Deputy District Attorneys in Silicon Valley who used to prosecute online fraud & identity theft before starting Ebates. Joining Ebates is always free and no matter how much money you spend through […]


7 Easy Ways to Refinance Student Debt

Refinancing student loans is a smart way to lower your monthly payments. In some cases, a lower interest rate can result in a significantly lower monthly payment on a school loan. Consolidating multiple loans into a single debt as part of the refi can also make managing the monthly bills a lot easier. The trick […]