How Thinking Long Term Can Help You Manage Your Money

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances were particularly interesting. For example, I found the sales receipt for a new 1965 Mustang my grandfather purchased for my step-mother when she […]


5 Reasons Never to Pay Off a Mortgage Early (and 1 Reason You Must)

Whether to pay off a mortgage early is an important decision. For some, it’s a question of whether to allocate some extra cash each month to the mortgage. For others, it’s a question of whether to pay off the home loan all at once. The lump sum approach often becomes an option from an inheritance […]


Synchrony Bank Review

Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]


Ebates Review – Get Cash Back On Every Online Purchase

Ebates became the pioneer and leader of online cash back shopping over 10 years ago. The company was founded in 1998 by two Deputy District Attorneys in Silicon Valley who used to prosecute online fraud & identity theft before starting Ebates. Joining Ebates is always free and no matter how much money you spend through […]


7 Easy Ways to Refinance Student Debt

Refinancing student loans is a smart way to lower your monthly payments. In some cases, a lower interest rate can result in a significantly lower monthly payment on a school loan. Consolidating multiple loans into a single debt as part of the refi can also make managing the monthly bills a lot easier. The trick […]


How Anybody Can Evaluate a Business Like Warren Buffett

Reading a book you can’t put down is like when you watched fireworks as a kid on the 4th of July–you didn’t want it to end. The Warren Buffett Way is such a book. I devoured the first edition purchased for $4 at a used book store located on 17th and K Streets in Washington, D.C. […]