Capital One 360 Financial Independence Days Sale (Just 4 Days)

You missed it! The annual promotion is now over. But you can still nab a $50 bonus when you open a 360 Checking® account. Capital One 360 has just launched a limited time Financial Independence Days Sale. From June 30, 2014 to July 3, 2014, earn bonus cash when you open a new 360 Checking® […]

Published or Updated: July 4, 2014

The 5 Best Cash Back Online Shopping Sites

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Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]

Published or Updated: June 28, 2014

DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview)

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Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […]

Published or Updated: June 27, 2014

Synchrony Bank Review

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Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]

Published or Updated: June 30, 2014

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

How to Build Credit for the First Time

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out there. By one account, you may have 49 different FICO scores, not to mention dozens of credit scores calculated using non-FICO formulas. So […]

Published or Updated: June 24, 2014

DR 079: HUD Homes–Saving Big Money with HUD Foreclosures

HUD Homes

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the […]

Published or Updated: June 23, 2014

Discover it® Chrome Review

Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s cash back rewards have followed the quarterly rotating category approach. Each quarter certain categories of purchases qualify for 5% cash back […]

Published or Updated: June 20, 2014

DR 078: Are Low Cost Investment Advisors a Myth? [Interview with Mitch Tuchman of Rebalance IRA]

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As regular readers know, I’m a big believer in DIY investing. One of my goals for this site, my free weekly newsletter, and the podcast, is to arm investors with the information they need to invest on their own. Some folks, however, will still want some help. For these folks, my goal is to promote […]

Published or Updated: June 18, 2014

DR 077: Teamwork for Your Budget – An Interview with Listeners Kate and Trevor

Podcast Listener Talk

One of the great things about producing a podcast are the emails I receive from listeners. Recently a listener named Kate emailed me about the 50-20-30 budget. One thing led to another, and now Kate and her fiancé Trevor are guests on the show. Kate and Trevor’s story was so inspiring that I wanted to […]

Published or Updated: June 19, 2014