The 5 Best Cash Back Online Shopping Sites

Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]


DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview)

Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […]


DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out there. By one account, you may have 49 different FICO scores, not to mention dozens of credit scores calculated using non-FICO formulas. So […]


DR 079: HUD Homes–Saving Big Money with HUD Foreclosures

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the […]


Discover it® Chrome Review

Update: The Discover it Chrome is no longer available. It has been replaced by the Discover it cash back credit card. Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s […]


DR 078: Are Low Cost Investment Advisors a Myth? [Interview with Mitch Tuchman of Rebalance IRA]

As regular readers know, I’m a big believer in DIY investing. One of my goals for this site, my free weekly newsletter, and the podcast, is to arm investors with the information they need to invest on their own. Some folks, however, will still want some help. For these folks, my goal is to promote […]