2013

25 Personal Finance Resources Every College Grad Should Read

May 8, 2013

Photo: fotobydave So you just graduated from college, and you have no idea where to start when it comes to managing your personal finances. Or maybe you’re fairly good at budgeting, but you need to know about investing. Either way, this list of resources will more than cover all your financial questions, from budgeting basics [...]

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6 Steps to Create a Budget that Works

May 7, 2013

Photo: 401 (K) 2013 Living on a budget doesn’t mean eating nothing but rice and beans, turning off the heat in January, or shopping only at thrift stores. It means being in charge of your money, instead of letting your money be in charge of you. Living on a budget has a whole lot of [...]

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How to Maximize Your College Financial Aid Opportunities

May 6, 2013

Photo: 401 (K) 2013 When it comes to saving for college, many of us focus on a dollar amount. And it is good to have a goal, whether monthly, annually or over a lifetime, for saving for your child’s college education. But what many of us don’t consider are strategies for maximizing financial aid for [...]

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Does Paying Rent Improve Your Credit Score?

May 2, 2013

Photo: sincerelyhiten Not too long ago, paying rent didn’t have much to do with your credit score. Not paying rent could (and still can) wreck your credit score. If you were behind enough to have your account sent to a collections agency, your past-due rent would likely be reported as negative information to the credit [...]

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iOS vs. Android: 8 Things to Consider Before Buying Your Next Smartphone

May 2, 2013

Each of us has an idea of what smartphone we want. For some, the apps and widgets are the best thing. For others, it is the simple, easy-to-use interface that matters most. Our opinions and preferences prove that there’s no such thing as the perfect smartphone. Aside from the interface and the apps, there are [...]

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Should You Save For Emergencies or a Down Payment First?

May 1, 2013

If you’re just starting out on your journey to financial success, you may not have a big emergency fund saved. And if you’re planning to buy your first home soon, you may be wondering how to structure your savings. Should you save for your emergency fund first? Or should you save for your home and [...]

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Platinum Card from American Express Review

April 30, 2013

Few credit cards symbolize style like the Platinum® Card from American Express.  Other credit card issuers attempt to generate buzz with the word platinum attached to some of their credit card products, but unless it’s American Express, it doesn’t mean much.  The Platinum Card from American Express is a one of a kind charge card [...]

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8 Ways to Pay Off Your Mortgage Early

April 30, 2013

The decision to pay off your mortgage early is a controversial one. But for some who have tackled many of their big financial goals and erased other debt, putting their home mortgage in their crosshairs can make sense. If you’ve decided to pay off your mortgage early, here are several strategies for saving money and [...]

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Homebuying Programs for Low-Income Families

April 29, 2013

In most areas of the country, owning a home is a significantly better investment than renting an apartment. If you have a bit of money in savings and can consistently pay your rent on time, you may be ready for homeownership. For many, however, there is one big hurdle–the down payment. What if there’s no [...]

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